author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Seven Easy Ways to Start Saving for Christmas
Seven Easy Ways to Start Saving for Christmas

June 6, 2026

Saving for Christmas or the whole holiday season doesn't have to be a stressful endeavor…

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Budget family vacation
5 Ways to Take an Affordable Family Vacation This Summer

June 6, 2026

Here's how to take a family vacation without going into debt.

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5 Steps to Get Debt-Free Fast
5 Steps to Get Debt-Free Fast

June 6, 2026

Five steps you can take to get debt-free faster so you can start to enjoy the benefits now and in the future.

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What are Credit Card Debt Relief Programs?
What are Credit Card Debt Relief Programs?

June 6, 2026

Ready to get rid of your credit card debt? A credit card debt relief program could be the right option for you.

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Commercial Loan
What Is a Commercial Loan?

June 6, 2026

Commercial loans can help you take your business to the next level. Here's what you need to know about them.

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How to Manage Student Loan Debt
How to Manage Student Loan Debt

June 6, 2026

Student loans can be a lot to manage, but you’ve got choices. Learn clear steps to pay less and stress less.

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5 Tips for Talking to Your Partner about Debt
How Couples Get Out of Debt

June 6, 2026

Tackling debt together could help you financially—and in communicating as a couple. Read on for tips.

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4 Signs Your Debt Repayment Strategy Might Be Failing
4 Signs Your Debt Repayment Strategy Might Be Failing

May 23, 2026

Debt repayment strategy isn’t working out? It might be time to make a change. Here’s how.

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47% of Graduates Say Student Loan Debt Affects Mental Health
How Does Student Loan Debt Affect Mental Health?

June 6, 2026

Student loan debt got you down? Don’t despair—there are ways to get ahead of what you owe.

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