author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

10 Tips for Hosting Thanksgiving on a Budget
Thanksgiving on a Budget

March 28, 2026

Don't go into debt when shopping and preparing Thanksgiving dinner. Find out how to host Thanksgiving on a budget.

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Dropping All Your Fun Spending Isn't the Best Way to Deal With Credit Card Debt
Dropping All Your Fun Spending Isn't the Best Way to Deal With Credit Card Debt

March 29, 2026

You probably aren't going to be able to live on a bare-bones budget for long. Try these options instead.

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Financial Advice to Ignore During a Recession
Financial Advice to Ignore During a Recession

March 25, 2026

How to get through a scary financial time: ignore the bad advice and protect your money. We’ll show you how.

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Student Loan Forgiveness
Student Loan Forgiveness

April 2, 2026

From federal forgiveness programs to debt settlement, see what you can do to wipe out your student loan debt.

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How Debt Relief Programs Work
How Debt Relief Programs Work

March 2, 2026

If you want to regain control over your finances, debt relief programs could be a solution. Here’s how they work.

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Are Payroll Advances a Good Way to Make Ends Meet?
Are Payroll Advances a Good Way to Make Ends Meet?

March 2, 2026

Learn the pros and cons of using a payroll advance to gain financial flexibility.

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Don't Count on a Fed Interest Rate Cut
Don't Count on a Fed Interest Rate Cut. Do This Instead

March 2, 2026

See how to pay less in credit card interest without waiting for Fed rate cuts.

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Can You Settle Parking Tickets?
Can You Settle Parking Tickets? Know Your Options

March 2, 2026

Settling parking tickets could help you get rid of that debt for less than you owe. Learn how.

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What Happens If You Ignore Debt Collectors?
What Happens If You Ignore Debt Collectors?

March 6, 2026

Ignoring debt collectors is tempting, but it may make things worse. Here's how to handle debt collectors.

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What Happens to Debt in a Divorce?
What Happens to Debt in a Divorce?

March 6, 2026

Did your marriage include debts as well as assets? Here's what typically happens to debts when you get divorced.

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