author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

What are Credit Card Debt Relief Programs?
What are Credit Card Debt Relief Programs?

March 23, 2026

Ready to get rid of your credit card debt? A credit card debt relief program could be the right option for you.

Read more
Commercial Loan
What Is a Commercial Loan?

March 23, 2026

Commercial loans can help you take your business to the next level. Here's what you need to know about them.

Read more
How to Manage Student Loan Debt
How to Manage Student Loan Debt

March 23, 2026

Student loans can be a lot to manage, but you’ve got choices. Learn clear steps to pay less and stress less.

Read more
5 Tips for Talking to Your Partner about Debt
How Couples Get Out of Debt

March 23, 2026

Tackling debt together could help you financially—and in communicating as a couple. Read on for tips.

Read more
4 Signs Your Debt Repayment Strategy Might Be Failing
4 Signs Your Debt Repayment Strategy Might Be Failing

May 23, 2026

Debt repayment strategy isn’t working out? It might be time to make a change. Here’s how.

Read more
47% of Graduates Say Student Loan Debt Affects Mental Health
How Does Student Loan Debt Affect Mental Health?

March 23, 2026

Student loan debt got you down? Don’t despair—there are ways to get ahead of what you owe.

Read more
Teach Your Kids How to Use a Credit Card Before College
What Every Parent Should Teach Their Kids About Credit Cards Before College in 2026

June 24, 2026

Before they go to college, or maybe even before, you'll want to teach your kids…

Read more
Can Debt Collectors Take Your Tax Refund?
Can Debt Collectors Take Your Tax Refund?

March 4, 2026

Have debts you can’t pay? Don't let it cost you your tax refund.

Read more
Can Debt Collectors Call Your Family
Can Debt Collectors Call Your Family?

March 4, 2026

Debt collectors have to follow certain rules, including limits on what they can say to your family.

Read more
What Happens to Your Debt When You Go to Jail
What Happens to Your Debt When You Go to Jail?

March 4, 2026

Just because you're in jail doesn't mean your debt disappears. Here's what you need to know.

Read more