
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 8, 2026
Your credit score can vary depending on the time and source. Here's why they're different and which scores matter.
Read moreApril 4, 2026
Did you miss a credit card due date? How late you are makes all the difference. Here's what happens.
Read moreMarch 9, 2026
Falling behind on rent isn't a one-way ticket to eviction. Know your rights, and learn your options.
Read moreApril 4, 2026
You don’t need to sign up for a subscription to check your credit score.
Read moreApril 4, 2026
A quick side hustle or a trip to the pawn shop could get you money in a hurry.
Read moreMarch 9, 2026
You probably aren't going to be able to live on a bare-bones budget for long. Try these options instead.
Read moreMarch 9, 2026
From federal forgiveness programs to debt settlement, see what you can do to wipe out your student loan debt.
Read moreMarch 2, 2026
If you want to regain control over your finances, debt relief programs could be a solution. Here’s how they work.
Read moreMarch 2, 2026
Learn the pros and cons of using a payroll advance to gain financial flexibility.
Read moreMarch 2, 2026
See how to pay less in credit card interest without waiting for Fed rate cuts.
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