author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Teach Your Kids How to Use a Credit Card Before College
Teach Your Kids How to Use a Credit Card Before College

June 6, 2026

Before they go to college, or maybe even before, you'll want to teach your kids…

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Can Debt Collectors Take Your Tax Refund?
Can Debt Collectors Take Your Tax Refund?

March 4, 2026

Have debts you can’t pay? Don't let it cost you your tax refund.

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Can Debt Collectors Call Your Family
Can Debt Collectors Call Your Family?

March 4, 2026

Debt collectors have to follow certain rules, including limits on what they can say to your family.

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What Happens to Your Debt When You Go to Jail
What Happens to Your Debt When You Go to Jail?

March 4, 2026

Just because you're in jail doesn't mean your debt disappears. Here's what you need to know.

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Why is my credit score different on different sites
Why is My Credit Score Different on Different Sites?

April 3, 2026

Your credit score can vary depending on the time and source. Here's why they're different and which scores matter.

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What Happens If You Miss One Credit Card Payment
What Happens If You Miss One Credit Card Payment

April 4, 2026

Did you miss a credit card due date? How late you are makes all the difference. Here's what happens.

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Can't pay rent
What if I Can’t Pay My Rent?

April 2, 2026

Falling behind on rent isn't a one-way ticket to eviction. Know your rights, and learn your options.

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How to Check Your Credit for Free Online
How to Check Your Credit for Free Online

April 4, 2026

You don’t need to sign up for a subscription to check your credit score.

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Need Cash Fast? Here Are 7 Options
Need Cash Fast? Here Are 7 Options

April 4, 2026

A quick side hustle or a trip to the pawn shop could get you money in a hurry.

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Dropping All Your Fun Spending Isn't the Best Way to Deal With Credit Card Debt
Dropping All Your Fun Spending Isn't the Best Way to Deal With Credit Card Debt

March 29, 2026

You probably aren't going to be able to live on a bare-bones budget for long. Try these options instead.

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