
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 22, 2026
We asked over 1,000 homeowners to tell us about the three most unexpected costs of…
Read moreApril 1, 2026
Need to pay down maxed-out credit cards? Here's how to handle it.
Read moreApril 1, 2026
Your first credit card can level up your financial game. Here’s how to choose it and use it.
Read moreOctober 29, 2026
Unemployment can throw a wrench in your financial plans. Debt relief could help you get back on your feet.
Read moreMarch 11, 2026
Missed loan payments can happen to the best of us. Here's what happens when you miss a payment, and how to avoid it.
Read moreMarch 11, 2026
A proposed 10% cap on credit card rates might not help as much as it seems. Here’s what you can do instead.
Read moreMarch 11, 2026
There’s good and bad with balance transfer cards. Learn the details that can help you choose whether to use them.
Read moreApril 2, 2026
Your emergency fund could shield you from debt. Read on to see how much savings it takes to stay debt-free.
Read moreMarch 15, 2026
Debt settlement doesn’t mean you’ll never use credit cards again. We’ll walk you through the process to rebuild.
Read moreOctober 24, 2026
Ready to finish the year strong? We have 12 smart money tips to get you there.
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