author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Why is my credit score different on different sites
Why is My Credit Score Different on Different Sites?

March 8, 2026

Your credit score can vary depending on the time and source. Here's why they're different and which scores matter.

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What Happens If You Miss One Credit Card Payment
What Happens If You Miss One Credit Card Payment

April 4, 2026

Did you miss a credit card due date? How late you are makes all the difference. Here's what happens.

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Can't pay rent
What if I Can’t Pay My Rent?

March 9, 2026

Falling behind on rent isn't a one-way ticket to eviction. Know your rights, and learn your options.

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How to Check Your Credit for Free Online
How to Check Your Credit for Free Online

April 4, 2026

You don’t need to sign up for a subscription to check your credit score.

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Need Cash Fast? Here Are 7 Options
Need Cash Fast? Here Are 7 Options

April 4, 2026

A quick side hustle or a trip to the pawn shop could get you money in a hurry.

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Dropping All Your Fun Spending Isn't the Best Way to Deal With Credit Card Debt
Dropping All Your Fun Spending Isn't the Best Way to Deal With Credit Card Debt

March 9, 2026

You probably aren't going to be able to live on a bare-bones budget for long. Try these options instead.

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Student Loan Forgiveness
Student Loan Forgiveness

March 9, 2026

From federal forgiveness programs to debt settlement, see what you can do to wipe out your student loan debt.

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How Debt Relief Programs Work
How Debt Relief Programs Work

March 2, 2026

If you want to regain control over your finances, debt relief programs could be a solution. Here’s how they work.

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Are Payroll Advances a Good Way to Make Ends Meet?
Are Payroll Advances a Good Way to Make Ends Meet?

March 2, 2026

Learn the pros and cons of using a payroll advance to gain financial flexibility.

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Don't Count on a Fed Interest Rate Cut
Don't Count on a Fed Interest Rate Cut. Do This Instead

March 2, 2026

See how to pay less in credit card interest without waiting for Fed rate cuts.

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