
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 5, 2026
Having poor credit could double or even triple your APR on a car loan. Here’s how to make your loan more affordable.
Read moreMarch 5, 2026
Think about more than just rates when you consider refinancing your car loan. We’ll show you how to compare offers.
Read moreMarch 5, 2026
Under specific circumstances, your bank can seize money from your bank account. Here's what to know.
Read moreMarch 6, 2026
If you’re worried about your tax refund being seized, we’ll show you how to avoid garnishment.
Read moreMarch 6, 2026
Debt settlement could be the right financial move, even if your credit score drops along the way.
Read moreMarch 8, 2026
You can pay off your full statement balance and still get dinged for credit utilization.
Read moreMarch 8, 2026
Lenders are looking at VantageScores more than ever before. Here’s what you need to know.
Read moreMarch 8, 2026
The end of the statute of limitations could be a game-changer for your debt. Here’s how to handle it.
Read moreMarch 8, 2026
If you need a debt settlement program, here's what you need to know if your spouse is unwilling.
Read moreMarch 8, 2026
Vet bills can break the bank, but there are ways to get help paying for pet care.
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