author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

3 Unexpected Costs of Raising a Kid
6 Unexpected Costs of Raising a Kid

March 24, 2026

Parenthood has lots of surprises—some fun, some not so much. Here are the unexpected costs to watch out for.

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How to Do a Debt Snowball
How to Do a Debt Snowball

March 24, 2026

Struggling to stay motivated while paying off debt? The debt snowball method could be the solution that energizes you.

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How to Save $1,000 a Month
How to Save $1,000 a Month: These Money Moves Add Up

March 24, 2026

If you’re feeling overwhelmed, start small. Here are a few tips to save as much as $1,000 a month.

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How to Create an Emergency Fund by Snacking and Watching Movies
How to Create an Emergency Fund

March 24, 2026

Your emergency fund is one of the most important financial tools you can have. Here's how to build one.

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How to avoid common pitfalls in debt settlement
How to Avoid 8 Common Debt Settlement Pitfalls

March 24, 2026

Understanding and preparing for these debt settlement pitfalls can save you a lot of stress.

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debt consolidation vs bankruptcy
Debt Consolidation vs. Bankruptcy for Debt Problems: Which Is Better?

March 24, 2026

Struggling with debt? We’ll walk you through debt consolidation and bankruptcy to find your best method.

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6 Black Friday Tips to Get the Best Deals
6 Black Friday Tips to Get the Best Deals

March 24, 2026

Everyone wants the best deals leading up to the holidays. Check out these 6 Black…

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Seven Easy Ways to Start Saving for Christmas
Seven Easy Ways to Start Saving for Christmas

March 23, 2026

Saving for Christmas or the whole holiday season doesn't have to be a stressful endeavor…

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Budget family vacation
5 Ways to Take an Affordable Family Vacation This Summer

March 23, 2026

Here's how to take a family vacation without going into debt.

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5 Steps to Get Debt-Free Fast
5 Steps to Get Debt-Free Fast

March 23, 2026

Five steps you can take to get debt-free faster so you can start to enjoy the benefits now and in the future.

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