author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

5 Steps to Get Debt-Free Fast
How to Become Debt-Free in 5 Steps

March 23, 2026

Five steps you can take to get debt-free faster so you can start to enjoy the benefits now and in the future.

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What are Credit Card Debt Relief Programs?
What is a Credit Card Debt Relief Program?

March 23, 2026

Ready to get rid of your credit card debt? A credit card debt relief program could be the right option for you.

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Commercial Loan
What Is a Commercial Loan?

March 23, 2026

Commercial loans can help you take your business to the next level. Here's what you need to know about them.

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5 Tips for Talking to Your Partner about Debt
How Couples Get Out of Debt

March 23, 2026

Tackling debt together could help you financially—and in communicating as a couple. Read on for tips.

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4 Signs Your Debt Repayment Strategy Might Be Failing
4 Signs Your Debt Repayment Strategy Might Be Failing

May 23, 2026

Debt repayment strategy isn’t working out? It might be time to make a change. Here’s how.

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47% of Graduates Say Student Loan Debt Affects Mental Health
How Does Student Loan Debt Affect Mental Health?

March 23, 2026

Student loan debt got you down? Don’t despair—there are ways to get ahead of what you owe.

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Teach Your Kids How to Use a Credit Card Before College
What Every Parent Should Teach Their Kids About Credit Cards Before College in 2026

June 24, 2026

Before they go to college, or maybe even before, you'll want to teach your kids…

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What Happens If You Miss One Credit Card Payment
What Happens If You Miss One Credit Card Payment

April 4, 2026

Did you miss a credit card due date? How late you are makes all the difference. Here's what happens.

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Which debt should I pay off first?
Which Debt Should I Pay Off First?

March 22, 2026

A road trip starts with figuring out the route, and the same is true for your debt payoff journey.

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Should You Start a 529 Plan?
Should You Start a 529 Plan?

March 21, 2026

Should you start a 529 plan? A 529 plan can help you save for college…

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