
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 4, 2026
Debt collectors have to follow certain rules, including limits on what they can say to your family.
Read moreMarch 4, 2026
Just because you're in jail doesn't mean your debt disappears. Here's what you need to know.
Read moreMarch 28, 2026
Credit card declined? It could be a reader error—or your account could have been closed. Here's how to handle it.
Read moreApril 3, 2026
Your credit score can vary depending on the time and source. Here's why they're different and which scores matter.
Read moreApril 4, 2026
Did you miss a credit card due date? How late you are makes all the difference. Here's what happens.
Read moreApril 2, 2026
Falling behind on rent isn't a one-way ticket to eviction. Know your rights, and learn your options.
Read moreApril 4, 2026
You don’t need to sign up for a subscription to check your credit score.
Read moreMarch 28, 2026
Retirement planning apps put saving, investing, and budgeting in the palm of your hand. Here are a few of the best.
Read moreApril 4, 2026
A quick side hustle or a trip to the pawn shop could get you money in a hurry.
Read moreMarch 25, 2026
When a financial hardship strikes, you need a plan for managing secured debt, so you don't risk losing your collateral.
Read more





