author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Open Enrollment 2021: 7 Ways to Save Money on Healthcare Next Year
7 Ways to Save Money on Healthcare

June 6, 2026

Healthcare bills aren't set in stone. Here are seven ways you could reduce your healthcare costs.

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How to get out of credit card debt without ruining your credit
How to Stop Paying Credit Cards Legally: Your Complete Guide to Debt Relief Options [2025]

June 3, 2026

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

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Ready to Teach Money Skills at Home?
Ready to Teach Money Skills at Home?

June 6, 2026

Their first teacher is you. Make sure your kids are learning what they need to know about money.

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3 Unexpected Costs of Raising a Kid
6 Unexpected Costs of Raising a Kid

June 6, 2026

Parenthood has lots of surprises—some fun, some not so much. Here are the unexpected costs to watch out for.

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How to Do a Debt Snowball
How to Do a Debt Snowball

June 6, 2026

Struggling to stay motivated while paying off debt? The debt snowball method could be the solution that energizes you.

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How to Save $1,000 a Month
How to Save $1,000 a Month: These Money Moves Add Up

June 6, 2026

If you’re feeling overwhelmed, start small. Here are a few tips to save as much as $1,000 a month.

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How to Create an Emergency Fund by Snacking and Watching Movies
How to Create an Emergency Fund

June 6, 2026

Your emergency fund is one of the most important financial tools you can have. Here's how to build one.

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How to avoid common pitfalls in debt settlement
How to Avoid 8 Common Debt Settlement Pitfalls

June 6, 2026

Understanding and preparing for these debt settlement pitfalls can save you a lot of stress.

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debt consolidation vs bankruptcy
Debt Consolidation vs. Bankruptcy for Debt Problems: Which Is Better?

June 6, 2026

Struggling with debt? We’ll walk you through debt consolidation and bankruptcy to find your best method.

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6 Black Friday Tips to Get the Best Deals
6 Black Friday Tips to Get the Best Deals

June 6, 2026

Everyone wants the best deals leading up to the holidays. Check out these 6 Black…

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