author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Debt Avalanche Method Instructions
Debt Avalanche Method Instructions

October 24, 2026

A debt avalanche could save you time and money when paying off credit card debt. Learn how it works here.

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What Is the 50-30-20 Rule?
What Is the 50-30-20 Rule?

May 29, 2026

Want to make it easier to manage money? The 50/30/20 rule could work for you. Here’s how.

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Financial Skills Everyone Needs
Financial Skills Everyone Needs

May 29, 2026

Check out these financial skills we all could use and get on your way toward your money goals.

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How to Be Financially Stable—and Not Just Surviving
How to Be Financially Stable—and Not Just Surviving

May 29, 2026

Want financial stability? Take control of your money, focus on the essentials, and plan for the future. Here’s how.

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5 Home Buying Mistakes to Avoid
10 Common Home-Buying Mistakes to Avoid

May 29, 2026

Buying a home? Don’t make these costly home-buying mistakes. Here are our tips for acing the home-buying process.

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Is Marriage Good for Your Financial Health?
Getting Married This Summer? Here's What It Could Do to Your Finances

May 29, 2026

Marriage is about a strong relationship, but can it be about strong finances too? Learn…

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How to Negotiate a Debt Settlement
How to Negotiate Your Credit Card Debt

March 14, 2026

Here are the professional tips you need to succeed at credit card debt negotiation.

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The Psychological Benefits of Settling Your Debts
The Psychological Benefits of Settling Your Debts 

March 15, 2026

Your debt could be affecting your mental health. Here’s what debt settlement can do to help.

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How Much Debt Does the Average American Have?
How Much Debt Does the Average American Have?

April 1, 2026

Don’t let nationwide debt averages drive you. Your debt can be conquered no matter how it compares.

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 How Much Credit Card Debt Is Too Much
How Much Credit Card Debt Is Too Much?

April 12, 2026

Credit card debt can be expensive. Here's how to tell when you've got too much—and how to deal with it.

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