Kimberly Rotter

Debt settlement won't end your homeownership dreams for good, but it might delay them a bit. Here's the deal.

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

Medical debt over $500 could go on your credit report. Here’s how to reduce the impact and find debt relief.

Credit counseling could help you but it’s usually not free. Learn more here.

Even if home-buying messes up your finances, you can recover. Here’s how.

Need to pay down maxed-out credit cards? Here's how to handle it.

Your first credit card can level up your financial game. Here’s how to choose it and use it.

Want to have a richer holiday season without debt? Easy work-from-home gigs could earn you money for the holidays.

Missed loan payments can happen to the best of us. Here's what happens when you miss a payment, and how to avoid it.

A proposed 10% cap on credit card rates might not help as much as it seems. Here’s what you can do instead.