author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Short-Term Financial Goals That Could Improve Your Financial Life This Year
Short-Term Financial Goals That Could Improve Your Financial Life This Year

March 6, 2026

Ready to improve your finances this year? Prioritizing these short-term financial goals could help.

Read more
Your Emergency Financial First Aid Kit
Your Emergency Financial First Aid Kit

June 5, 2026

In an emergency, you need to keep yourself, your family, and your financial future safe.…

Read more
Five Apps to Help Save for Retirement
Five Apps to Help Save for Retirement

June 5, 2026

Retirement planning apps put saving, investing, and budgeting in the palm of your hand. Here are a few of the best.

Read more
Irregular Income and Debt
Irregular Income and Debt: What Do You Do?

March 12, 2026

An irregular income doesn’t have to stand in the way of getting debt-free. Here’s how to get there faster.

Read more
How to Rebuild Your Credit After Debt Relief
How to Rebuild Your Credit After Debt Relief in 3 Simple Steps

June 5, 2026

Done with debt relief and ready to repair your credit? Follow these steps for a simple strategy to rebuild your credit.

Read more
Taking Responsibility for Debt While Avoiding Bankruptcy
Taking Responsibility for Debt While Avoiding Bankruptcy

June 5, 2026

A North Carolina resident found success in paying off her debt with the Freedom Debt Relief program. Learn why she opted for debt relief over bankruptcy.

Read more
How Often Does Your Credit Score Update
How Often Does Your Credit Score Update?

June 6, 2026

Your credit score probably updates more than you think. Here's what you need to know to stay on top of it.

Read more
3 Examples of How to Use the Debt Snowball Method for Debt
3 Examples of How to Use the Debt Snowball Method for Debt

March 4, 2026

See how the debt snowball method works with practical examples so you can see if it's the right fit for your situation.

Read more
Money Tips for Recent College Grads: Recession Edition
Financial Advice for New Graduates

April 3, 2026

New college grads face financial challenges. But with these tips, you can stay on-track for financial success.

Read more
The Best Ways to Cope With a Financial Emergency
The Best Ways to Cope With a Financial Emergency

June 6, 2026

Life can throw unwanted financial surprises your way. Here’s how to handle them.

Read more