author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Money Tips for Recent College Grads: Recession Edition
Financial Advice for New Graduates

March 8, 2026

New college grads face financial challenges. But with these tips, you can stay on-track for financial success.

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The Best Ways to Cope With a Financial Emergency
The Best Ways to Cope With a Financial Emergency

March 27, 2026

Life can throw unwanted financial surprises your way. Here’s how to handle them.

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Who Really Pays for COBRA?
Who Really Pays for COBRA?

March 26, 2026

Changing jobs? You might get COBRA health insurance. But it can be costly. Learn more about who pays for COBRA coverage.

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Does Paying Off Debt Improve Your Credit Profile?
Does Paying Off Debt Improve Your Credit Profile?

March 27, 2026

Many people who have debt problems often suffer from a bad credit profile as well.…

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Women and Money: 6 Things Women Should Know about Money and Debt
7 Crucial Facts Women Should Know About Money and Debt

March 26, 2026

The “battle of the sexes” is reflected in money management in ways you might not expect. Learn more here.

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Personal Financial Planning for Your Financial Goals
How to Make Money from Home for the Holidays

March 26, 2026

Want to have a richer holiday season without debt? Easy work-from-home gigs could earn you money for the holidays.

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Financial Advice to Ignore During a Recession
Financial Advice to Ignore During a Recession

March 25, 2026

How to get through a scary financial time: ignore the bad advice and protect your money. We’ll show you how.

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What Is Secured Debt
What Is Secured Debt?

March 25, 2026

When a financial hardship strikes, you need a plan for managing secured debt, so you don't risk losing your collateral.

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Open Enrollment 2021: 7 Ways to Save Money on Healthcare Next Year
7 Ways to Save Money on Healthcare

March 25, 2026

Healthcare bills aren't set in stone. Here are seven ways you could reduce your healthcare costs.

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