author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Short-Term Financial Goals That Could Improve Your Financial Life This Year
Short-Term Financial Goals That Could Improve Your Financial Life This Year

March 6, 2026

Ready to improve your finances this year? Prioritizing these short-term financial goals could help.

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Your Emergency Financial First Aid Kit
Your Emergency Financial First Aid Kit

March 28, 2026

In an emergency, you need to keep yourself, your family, and your financial future safe.…

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Irregular Income and Debt
Irregular Income and Debt: What Do You Do?

March 12, 2026

An irregular income doesn’t have to stand in the way of getting debt-free. Here’s how to get there faster.

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How to Rebuild Your Credit After Debt Relief
How to Rebuild Your Credit After Debt Relief in 2026

September 15, 2026

You settled your debt. Here's how to rebuild your credit score, one habit at a time.

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How Often Does Your Credit Score Update
How Often Does Your Credit Score Update?

March 26, 2026

Your credit score probably updates more than you think. Here's what you need to know to stay on top of it.

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3 Examples of How to Use the Debt Snowball Method for Debt
3 Examples of How to Use the Debt Snowball Method for Debt

March 4, 2026

See how the debt snowball method works with practical examples so you can see if it's the right fit for your situation.

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Money Tips for Recent College Grads: Recession Edition
Financial Advice for New Graduates

March 8, 2026

New college grads face financial challenges. But with these tips, you can stay on-track for financial success.

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The Best Ways to Cope With a Financial Emergency
The Best Ways to Cope With a Financial Emergency

March 27, 2026

Life can throw unwanted financial surprises your way. Here’s how to handle them.

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Can a Credit Card Company Take Your House?
Can a Credit Card Company Take Your House?

March 4, 2026

A debt lawsuit could end with a lien on your home. Here's how it happens and what to do about it.

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Who Really Pays for COBRA?
Who Really Pays for COBRA?

March 26, 2026

Changing jobs? You might get COBRA health insurance. But it can be costly. Learn more about who pays for COBRA coverage.

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