Loans Articles

Missed loan payments can happen to the best of us. Here's what happens when you miss a payment, and how to avoid it.

Are you considering a consolidation loan to help pay off your student loan debt? This article will help you decide if it’s right for you.

From federal forgiveness programs to debt settlement, see what you can do to wipe out your student loan debt.

Poor credit loans are available to many borrowers who have low credit scores, but they carry their share of downsides and should be carefully researched.

Payday loan consolidation may be a way to replace expensive payday loans with less expensive forms of credit. Learn more here.

Can the Biden student loan forgiveness plan help you?

Short-term money problems are common, especially when your credit needs work. A hardship loan for bad credit may help until you’re back on your feet.

Cash-out refinancing can help free up cash for emergencies or other expenses. But it's important to understand the pros and cons of cash-out refinance.

A high debt-to-income ratio isn't always a deal breaker. Learn more about how it fits into the bigger picture of your loan application.

Student loans don’t just go away if you ignore them. See what happens if you don’t pay your student loan.

Think about more than just rates when you consider refinancing your car loan. We’ll show you how to compare offers.

Having poor credit could double or even triple your APR on a car loan. Here’s how to make your loan more affordable.

Will refinancing save you money? Before you make the decision to refinance, weigh the pros and cons of refinancing a loan. Learn more here.

Auto loan debt is a fact of life for most in the U.S. given the…

If you live in an underbanked neighborhood, you might think that predatory loans are your…

Consolidation could hurt or help your score. Here’s how to tell when it’s the right choice for you.

Home equity loans could be a smart way to consolidate your debt. Here's how to decide if they're right for you.

A bad credit loan is still possible to get. Learn how bad credit loans work, where to apply, and how to spot a legitimate lender.

Home equity loans can be used for nearly anything, but they're a natural fit for home projects. Learn more here.

Underwater on your car loan? You don't have to drown. Here are your options.

You need a loan, but you don't need high fees. No-fee personal loans could help you save money when you borrow.

“Trust but verify” is a good motto when you’re borrowing money. Here’s how to tell when a lender might be a scammer.

Hidden fees, exorbitant interest rates, and high-pressure sales tactics—oh my! Avoid these lender red flags.

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.

Are your federal student loans in default? See how to avoid wage garnishment based on new details from January 2026.

A home equity line of credit (HELOC) may be a good way to fund debt payoff, home improvements, and more. Find out how it works.