Trustpilot reviews
I just received on Saturday a letter from a credit company.I will only have to pay 40% of the amount due. The payments that will have to be paid are very low. It should make my life much easier. I've always been happy with the cus... Read more
Janis Radies, US • Jun 29, 2026
Each representative I spoke with gave me a feeling of confidence that this program will work for me.
Lynette Lucia, US • Jun 28, 2026
Best thing I ever did hard at first but now I can see the light at the end of the tunnel
david, US • Jun 28, 2026
The company is straight forward with how they do things, what's going to happen, and how they can help get you out of debt. So easy to work with and so simple to do. Don't wait! You won't regret it.
Brett Yount, US • Jun 28, 2026
Kindness , efficiency, and excelent customer service are the best description for that company.
Marisabel Amparan, US • Jun 28, 2026
FDR has done a great job settling All the debt I had accumulated over many years. With the last settlement complete a huge weight has lifted. I look forward to it All being closed out in no time!
customer, US • Jun 27, 2026
Rated 4.6/5 based on 49,736+ reviews. Showing only 4 and 5 star reviews.
BestCompany reviews
I had a great experience with them. The staff was extremely friendly, attentive, and knowledgeable. They made me feel confident in my decision. I appreciated their professionalism and expertise. I would highly recommend their serv... Read more
Ann • Jun 25, 2024
Freedom Debt Relief Program is doing a great job !
Russell • Jun 18, 2026
5 Star Rated ...........................
IRAQ FIELDS • Jun 18, 2026
They take the stress out of the whole process of getting out of debt! I'm very happy to be working with Freedom towards a debt free future!
Mariah • Jun 18, 2026
I actually was referred by my daughter to use FDR, I was kind of skeptical at first, I gave them a call and here we are I’ve completed my program early in 2 years I was about $20000 in CC Debt FDR helped me regain my confidence wh... Read more
Tomika Burrell-Batts • Jun 18, 2026
Very friendly & prompt in anything to help me make it thought this card debt
Angela • Jun 18, 2026
Rated 4.8/5 based on 19,923+ reviews. Showing only 4 and 5 star reviews.
Consumer Affairs reviews
Freedom Debt Relief is settling all my debts one by one and saving me money and getting me out of debt and stress free.
JIM, Hugo, OK • June 18, 2026
Thank You very much, you did a GREAT Job! Thanks for the first time!
John, Wappingers Falls, NY • June 17, 2026
Adam was a very understanding gentleman who explained everything to me in detail. He offered me the opportunity to call him at any time with any questions or concerns that I may have. Excellent service.
Donald, Southbridge, MA • June 16, 2026
Freedom Debt Relief is truly helping me get out of debt and has helped me take the weight of worrying about my finances off of my shoulders. They are so easy to work with and very informative through every phase of negotiations. I... Read more
Karen, West Babylon, NY • June 16, 2026
Follow FDR guidelines respond in a timely manner, email all creditor documents when the collection process begin, lawyers, collection agencies, etc, be patient, the process works. The one detail that should be known in the applica... Read more
Douglas, Westland, MI • June 16, 2026
Freedom Debt has been informative about each step of the process. Any questions have been answered. Communication about future steps has been helpful.
Victoria, Newhall, CA • June 15, 2026
Rated 4.5/5 based on 34587+ reviews. Showing only 4 and 5 star reviews.
Google reviews
My rep was incredible. She was so helpful and explained every step of the process. She was able to get me a monthly payment that worked great for me. Funding came in less than a week. I couldn't have asked for a better experience.... Read more
Karissa Gandee • Jun 10, 2026
Everything including signing up and setting up the program went fine. I have yet to experience any debt resolutions and being that I am asked to do this review when i have only been in the program for less than a month is a bit i... Read more
Robert Dabney • May 22, 2026
Freedom Debt Relief was absolutely great from start to finish. Everytime something came up they were there informing what I should do and that took patience since I never did get the hang of the dashboard and they never complained... Read more
Cindy Rusthoven • May 31, 2026
The process with Freedom Debt Relief was easy to understand and informative. Everyone I interacted with was nice, knowledgeable and professional. Very good experience and I would recommend if you are looking to pay down your debt.... Read more
ashley driscoll • Jun 07, 2026
Awesome program. I know it may seem too good to be true, but I'm telling you it's real. Once I was in the program for a bit. Another company that works with FDR offer me a personal loan. Yes, I pay more monthly but I'm no longer u... Read more
Michael Davis • Jan 15, 2026
I had a positive experience with Freedom Debt Relief. Their team was professional, supportive, and helped me understand my options clearly. They worked with me during a difficult financial time and made the process less stressful.... Read more
Marlon Gamboa-Martinez • May 19, 2026
Rated 4.6/5 based on 7294+ reviews. Showing only 4 and 5 star reviews.
Actual clients of Freedom Debt Relief. These clients’ endorsements are non-paid testimonials. Individual results are not typical and will vary.
FREEDOM DEBT RELIEF IS TRUSTED BY 1 MILLION CLIENTS AND COUNTING
Questions about Freedom Debt Relief reviews
Yes. Not only is Freedom Debt Relief a legitimate company, it was one of the first companies ever to offer consumers debt settlement services when it was founded in 2002. Today, we employ over 1,600 people across the United States, and are accredited by the Better Business Bureau (BBB) with an A+ rating.
Different types of debt relief can appear on your credit report in different ways. Debt settlement, which is what the Freedom Debt Relief program offers, may appear as 'settled for less than owed,' 'Account paid for less than full balance,' 'Paid in full for less than the full balance,' or similar phrases. It will remain on a credit report for 7 years from the original delinquency date.
The way a debt relief program affects your credit depends on the details of your credit report when you enroll. Debt settlement may cause your credit score to decline, especially if you have a strong score when you enroll. That said, one important measure of financial stability is your debt-to-income ratio. As your enrolled debts are resolved and your overall balances decrease, your debt-to-income ratio should improve, which may benefit your financial profile over time. Freedom Debt Relief is not a credit repair organization and does not provide or offer services or advice to repair, modify, or improve your credit.
Debt settlement, which is key to how the Freedom Debt Relief program works, is not the right solution for everyone. Are you having trouble keeping up with minimum payments on credit cards, personal loans, medical bills, or other unsecured debts? Are you unable to qualify for a good rate on a personal loan? Worried bankruptcy may be your only option? If any of these describe you, then debt settlement may be worth the credit impact it could have.
Any debt relief program that uses debt settlement can only work if you stop making payments to creditors, which will likely impact credit score and could result in legal action by some creditors. That’s why Freedom Debt Relief collaborates with a network of attorneys to support clients who may face legal challenges during the debt settlement process. Not all debt relief companies provide this, and Freedom Debt Relief provides it for no additional cost.
If you struggle to keep up with minimum payments on credit cards, personal loans, medical bills, or other unsecured debts, then a debt relief program could be a good idea. It also could be a good idea if you are unable to qualify for a good rate on a consolidation loan, or seeking an alternative to bankruptcy. The bottom line is that as long as it aligns with your specific financial situation and goals, a debt relief program like Freedom Debt Relief could be a good idea.