Freedom Debt Relief reviews

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trustpilot
4.6/5

Excellent •

Trustpilot rating
4.6/5 • 52,194+ reviews
Best Company rating
4.8/5 • 19,923+ reviews
Consumer Affairs rating
4.5/5 • 34,587+ reviews
Google rating
4.6/5 • 9,818+ reviews
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Trustpilot reviews

Trustpilot rating

Very helpful and understanding! Thx a million!!

Jeffery McKinney, US • Nov 09, 2026

Trustpilot rating

It went faster than I thought it was great!

Deborah Talli, US • Nov 09, 2026

Trustpilot rating

Getting out of Debt This company is helping me get out of debt. The staff were very helpful, they answered all my questions. I felt less stress when they explained how the program worked. I would recommend them

Vada Robles, US • Nov 09, 2026

Trustpilot rating

From Financial Struggles to Financial Freedom! ⭐⭐⭐⭐⭐ I cannot thank Freedom Debt Relief enough for helping me turn my financial situation around. Before joining their program, I was overwhelmed by debt, and my credit score was a...

Ernie Mendoza, US • Nov 09, 2026

Trustpilot rating

I think it's the best way to go instead of filling for bankruptcy, you just have to have a little patience but the plan works great for me.

Kevin Riley, US • Nov 08, 2026

Trustpilot rating

FDR is an amazing company if you have over $15,000 in debt

Cody Krueger, US • Nov 08, 2026

Rated 4.6/5 based on 52,194+ reviews. Showing only 4 and 5 star reviews.

BestCompany reviews

Best Company rating

I had a great experience with them. The staff was extremely friendly, attentive, and knowledgeable. They made me feel confident in my decision. I appreciated their professionalism and expertise. I would highly recommend their serv...

Ann • Jun 25, 2024

Best Company rating

Freedom Debt Relief Program is doing a great job !

Russell • Jun 18, 2026

Best Company rating

5 Star Rated ...........................

IRAQ FIELDS • Jun 18, 2026

Best Company rating

They take the stress out of the whole process of getting out of debt! I'm very happy to be working with Freedom towards a debt free future!

Mariah • Jun 18, 2026

Best Company rating

I actually was referred by my daughter to use FDR, I was kind of skeptical at first, I gave them a call and here we are I’ve completed my program early in 2 years I was about $20000 in CC Debt FDR helped me regain my confidence wh...

Tomika Burrell-Batts • Jun 18, 2026

Best Company rating

Very friendly & prompt in anything to help me make it thought this card debt

Angela • Jun 18, 2026

Rated 4.8/5 based on 19,923+ reviews. Showing only 4 and 5 star reviews.

Consumer Affairs reviews

Consumer Affairs rating

Freedom Debt Relief is settling all my debts one by one and saving me money and getting me out of debt and stress free.

JIM, Hugo, OK • June 18, 2026

Consumer Affairs rating

Thank You very much, you did a GREAT Job! Thanks for the first time!

John, Wappingers Falls, NY • June 17, 2026

Consumer Affairs rating

Adam was a very understanding gentleman who explained everything to me in detail. He offered me the opportunity to call him at any time with any questions or concerns that I may have. Excellent service.

Donald, Southbridge, MA • June 16, 2026

Consumer Affairs rating

Freedom Debt Relief is truly helping me get out of debt and has helped me take the weight of worrying about my finances off of my shoulders. They are so easy to work with and very informative through every phase of negotiations. I...

Karen, West Babylon, NY • June 16, 2026

Consumer Affairs rating

Follow FDR guidelines respond in a timely manner, email all creditor documents when the collection process begin, lawyers, collection agencies, etc, be patient, the process works. The one detail that should be known in the applica...

Douglas, Westland, MI • June 16, 2026

Consumer Affairs rating

Freedom Debt has been informative about each step of the process. Any questions have been answered. Communication about future steps has been helpful.

Victoria, Newhall, CA • June 15, 2026

Rated 4.5/5 based on 34,587+ reviews. Showing only 4 and 5 star reviews.

Google reviews

Google rating

I am in great amount of debt, which I will admit I could not stop the snowball from rolling, nor stop it from the distance. I was really hesitant about opening up to someone about my struggles, even though there’s thousands of peo...

Gellybean • Oct 13, 2026

Google rating

I had an excellent experience with Freedom Debt Relief! They helped me successfully complete my program, and I couldn’t be more satisfied with their service. They were transparent throughout the entire process, kept me informed, a...

Sandra Mendoza • Oct 13, 2026

Google rating

My husband and I needed help with our finances. The initial contact made us feel that someone heard us and wanted to help. Through the entire experience we were taken care of and they communicated perfectly every step of the way. ...

Carrie Echols • Oct 18, 2026

Google rating

I don’t write many reviews, but Freedom Debt Relief truly earned this one. When I entered the program about two years ago, I felt buried under debt that seemed like it would never go away. By the end, they had helped me resolve ap...

Drew Shelton • Aug 29, 2026

Google rating

I have been with them for already one year and my longer debt ever I am able to finish it before my graduation time. I love them! They are the best! Honest, caring, respectful and responsible staff all over, since the call center ...

Elaidy Rodriguez Rosario • Sep 10, 2026

Google rating

I had a very pleasant experience! From the beginning to the end it was a very simple process. I was so glad FDR was there to help every month, it was one less thing I had to think about. Would definitely recommend to friends and f...

Tiffany Harris Cantrell • Oct 14, 2026

Rated 4.6/5 based on 9,818+ reviews. Showing only 4 and 5 star reviews.

Actual clients of Freedom Debt Relief. These clients’ endorsements are non-paid testimonials. Individual results are not typical and will vary.

Freedom Debt Relief is trusted by 1 million clients and counting

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Questions about Freedom Debt Relief reviews

Is Freedom Debt Relief legit?

Yes. Not only is Freedom Debt Relief a legitimate company, it was one of the first companies ever to offer consumers debt settlement services when it was founded in 2002. Today, we employ over 1,600 people across the United States, and are accredited by the Better Business Bureau (BBB) with an A+ rating.

How long does debt relief stay on your credit report?

Different types of debt relief can appear on your credit report in different ways. Debt settlement, which is what the Freedom Debt Relief program offers, may appear as 'settled for less than owed,' 'Account paid for less than full balance,' 'Paid in full for less than the full balance,' or similar phrases. It will remain on a credit report for 7 years from the original delinquency date.

Will debt relief hurt my credit?

The way a debt relief program affects your credit depends on the details of your credit report when you enroll. Debt settlement may cause your credit score to decline, especially if you have a strong score when you enroll. That said, one important measure of financial stability is your debt-to-income ratio. As your enrolled debts are resolved and your overall balances decrease, your debt-to-income ratio should improve, which may benefit your financial profile over time. Freedom Debt Relief is not a credit repair organization and does not provide or offer services or advice to repair, modify, or improve your credit.

Is debt settlement really worth it?

Debt settlement, which is key to how the Freedom Debt Relief program works, is not the right solution for everyone. Are you having trouble keeping up with minimum payments on credit cards, personal loans, medical bills, or other unsecured debts? Are you unable to qualify for a good rate on a personal loan? Worried bankruptcy may be your only option? If any of these describe you, then debt settlement may be worth the credit impact it could have.

What is the downside to debt relief?

Any debt relief program that uses debt settlement can only work if you stop making payments to creditors, which will likely impact credit score and could result in legal action by some creditors. That’s why Freedom Debt Relief collaborates with a network of attorneys to support clients who may face legal challenges during the debt settlement process. Not all debt relief companies provide this, and Freedom Debt Relief provides it for no additional cost.

Is it a good idea to use a debt relief program?

If you struggle to keep up with minimum payments on credit cards, personal loans, medical bills, or other unsecured debts, then a debt relief program could be a good idea. It also could be a good idea if you are unable to qualify for a good rate on a consolidation loan, or seeking an alternative to bankruptcy. The bottom line is that as long as it aligns with your specific financial situation and goals, a debt relief program like Freedom Debt Relief could be a good idea.