
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 12, 2026
Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.
Read moreMarch 24, 2026
Parenthood has lots of surprises—some fun, some not so much. Here are the unexpected costs to watch out for.
Read moreMarch 24, 2026
Struggling to stay motivated while paying off debt? The debt snowball method could be the solution that energizes you.
Read moreMarch 14, 2026
It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…
Read moreMarch 24, 2026
If you’re feeling overwhelmed, start small. Here are a few tips to save as much as $1,000 a month.
Read moreMarch 24, 2026
Your emergency fund is one of the most important financial tools you can have. Here's how to build one.
Read moreSeptember 19, 2026
Debt consolidation and bankruptcy each offer a path through overwhelming debt, just in very different ways.
Read moreOctober 8, 2026
Everyone wants the best deals leading up to the holidays. Check out these 6 Black Friday tips.
Read moreMarch 23, 2026
Saving for Christmas or the whole holiday season doesn't have to be a stressful endeavor…
Read moreMarch 23, 2026
Here's how to take a family vacation without going into debt.
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