author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Can a Credit Card Company Take Your House?
Can a Credit Card Company Take Your House?

March 4, 2026

A debt lawsuit could end with a lien on your home. Here's how it happens and what to do about it.

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Who Really Pays for COBRA?
Who Really Pays for COBRA?

June 6, 2026

Changing jobs? You might get COBRA health insurance. But it can be costly. Learn more about who pays for COBRA coverage.

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Open Enrollment 2021: Does Open Enrollment Matter More this Year?
Open Enrollment 2026: What Is Open Enrollment and Why It Matters

April 3, 2026

Need health insurance coverage or want to change your current plan? Learn how open enrollment impacts your options.

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Does Paying Off Debt Improve Your Credit Profile?
Does Paying Off Debt Improve Your Credit Profile?

June 5, 2026

Many people who have debt problems often suffer from a bad credit profile as well.…

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Women and Money: 6 Things Women Should Know about Money and Debt
7 Crucial Facts Women Should Know About Money and Debt

June 6, 2026

The “battle of the sexes” is reflected in money management in ways you might not expect. Learn more here.

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Personal Financial Planning for Your Financial Goals
Make Money for Your Holiday Budget Now with Work-from-Home Gigs

June 6, 2026

Want to have a richer holiday season without debt? Easy work-from-home gigs could earn you money for the holidays.

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What to Do if a Debt Collector Calls You for Someone Else's Debt
What to Do if a Debt Collector Calls You for Someone Else's Debt

March 23, 2026

Debt collectors have to follow certain rules. Here’s what to do if you’re contacted for a debt you never racked up.

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Financial Advice to Ignore During a Recession
Financial Advice to Ignore During a Recession

June 6, 2026

How to get through a scary financial time: ignore the bad advice and protect your money. We’ll show you how.

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What Is Secured Debt
What Is Secured Debt?

June 6, 2026

When a financial hardship strikes, you need a plan for managing secured debt, so you don't risk losing your collateral.

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