author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How to rebuild financial confidence after debt relief
How to Rebuild Financial Confidence After Debt Relief

June 13, 2026

Debt relief can get your finances back on track, but you might need a little help to boost your money confidence.

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Does Debt Relief Cancel Credit Cards?
Does Debt Relief Cancel Credit Cards?

June 4, 2026

Even with debt relief you might still be able to have access to one of your credit cards. We’ll explain how.

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Can you cancel a debt settlement contract?
Can You Cancel a Debt Settlement Contract?

May 11, 2026

Yes, you can get out of a debt settlement contract. These are the common mistakes to avoid.

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How Do You Know When Your Debt is Too Big to Try to Repay in Full?
How Do You Know When Your Debt is Too Big to Try to Repay in Full?

May 11, 2026

When you’re drowning in debt, there’s a lifesaver to grab. Here are your options when your debt is too big.

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Here’s Your Secret Credit-Rebuilding Weapon After Debt Relief
Here’s Your Secret Credit-Rebuilding Weapon After Debt Relief

June 6, 2026

Got the credit score blues? Chin up—we’ll share our favorite secret weapon for building a higher credit score.

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How much can you usually settle a debt for
How Much Can You Usually Settle a Debt For?

May 11, 2026

Debt settlement could help you significantly reduce your debt and put it behind you. Find out how much you could offer.

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6 Ways to Plan for a Debt-Free Holiday
The Gift of Financial Freedom—How to Avoid Holiday Debt

May 12, 2026

It’s the most wonderful—and expensive—time of year. Here’s how to stay out of holiday debt.

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How Do You Get Out of Debt With No Money
How Do You Get Out of Debt With No Money?

May 11, 2026

Getting rid of debt with no money is a serious challenge. Our guide explains what your options are.

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Things to Do ASAP When You're Overwhelmed with Debt
3 Things to Do ASAP When You're Overwhelmed with Debt

May 11, 2026

Getting out of debt is possible. Here's a step-by-step guide to taking control of your finances.

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4 Things to Do If You Can't Pay Your Bills
4 Things to Do If You Can't Pay Your Bills

May 14, 2026

Not being able to pay your bills is scary, but you can take action. Start with these tips.

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