author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Who Really Pays for COBRA?
Who Really Pays for COBRA?

March 26, 2026

Changing jobs? You might get COBRA health insurance. But it can be costly. Learn more about who pays for COBRA coverage.

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Does Paying Off Debt Improve Your Credit Profile?
Does Paying Off Debt Improve Your Credit Profile?

March 27, 2026

Many people who have debt problems often suffer from a bad credit profile as well.…

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Beyond Coupons: How to Save Money Shopping
Beyond Coupons: How to Save Money Shopping

March 27, 2026

Want to save money shopping? Check out these creative ways…

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How Often Does Your Credit Score Update
How Often Does Your Credit Score Update?

March 26, 2026

Your credit score probably updates more than you think. Here's what you need to know to stay on top of it.

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The Best Ways to Cope With a Financial Emergency
The Best Ways to Cope With a Financial Emergency

March 27, 2026

Life can throw unwanted financial surprises your way. Here’s how to handle them.

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Secured Debt vs. Unsecured Debt
Secured Debt vs. Unsecured Debt: Key Differences and Similarities

February 28, 2026

Financial knowledge is financial power. Learn about secured vs. unsecured debts and the best way to use them.

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6 Ways to Plan for a Debt-Free Holiday
The Gift of Financial Freedom—How to Avoid Holiday Debt

February 28, 2026

It’s the most wonderful—and expensive—time of year. Here’s how to stay out of holiday debt.

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What Is a Government Debt Relief Program?
Veteran Debt Relief Grants: Your Guide to Financial Assistance Programs 2026

March 26, 2026

Tour of duty complete, now it’s time to conquer debt. Find out which veteran debt relief programs could help you.

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How to Dispute an Error on Your Credit Report
How to Dispute Your Credit Report

February 28, 2026

Errors on your credit report can hurt your score. Here's how to get rid of them fast.

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Women and Money: 6 Things Women Should Know about Money and Debt
7 Crucial Facts Women Should Know About Money and Debt

March 26, 2026

The “battle of the sexes” is reflected in money management in ways you might not expect. Learn more here.

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