
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 11, 2026
There’s good and bad with balance transfer cards. Learn the details that can help you choose whether to use them.
Read moreApril 13, 2026
An HSA could lower your taxes while helping you avoid medical debt. Read on to see if an HSA is right for you.
Read moreApril 6, 2026
Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.
Read moreApril 6, 2026
Hidden fees, exorbitant interest rates, and high-pressure sales tactics—oh my! Avoid these lender red flags.
Read moreApril 10, 2026
Credit card hardship and forbearance programs might help you catch up on debt payments. Here’s how they work
Read moreMarch 26, 2026
Far too many people end up with holiday debt regrets, but you can avoid them with careful budgeting and smart shopping.
Read moreApril 12, 2026
Debt settlement could be a powerful debt relief tool. Here's how to know whether it's the right option for you.
Read moreApril 14, 2026
Filing for bankruptcy can cost very little—or hit your wallet hard. Here’s what you need to know about the costs.
Read moreMarch 12, 2026
Can’t pay your auto loan? You don’t have to wait for the repo man. Learn how to decide whether to surrender your car.
Read moreMarch 27, 2026
You can recover from holiday overspending and ditch your debt. Find out how to get your budget back on track.
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