author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How to Understand and Conquer Financial Phobia
Fear of Debt

March 11, 2026

Getting around fear of debt can be key to financial thriving. Here’s how to move past it.

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Should You File Your Taxes Early This Year?
Should You File Your Taxes Early This Year?

March 11, 2026

Filing early is the best way to fast-track your tax refund and thwart would-be thieves. Learn more.

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When Can a Credit Card Issuer Change My Interest Rate
When Can a Credit Card Issuer Change My Interest Rate?

March 11, 2026

Credit card issuers can raise your interest rate, but there are rules they need to follow. Find out more.

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This Is the One Thing You Should Never Do When You're Dealing with Debt
This Is the One Thing You Should Never Do When You're Dealing with Debt

March 11, 2026

When you need a fistful of cash to fix a financial problem, there’s one cookie jar you shouldn’t reach into.

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4 Bad Ways to Pay Off Debt
7 Bad Ways to Pay Off Debt (and What to Do Instead)

March 12, 2026

Trying to decide what to do about your debt? Check out these bad debt payoff methods so you know what not to do.

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What Are the Signs I Should File for Bankruptcy?
What Are the Signs I Should File for Bankruptcy?

March 11, 2026

When debt creeps up on you, bankruptcy is one option. Keep reading to learn more about bankruptcy and its alternatives.

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Five Back-to-School Shopping Tips that Save Money
Five Back-to-School Shopping Tips that Save Money

March 12, 2026

If you're stressed out about all the supplies you'll need to get for your kids…

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Can You Fall Behind With a High Credit Score?
Can You Fall Behind With a High Credit Score?

March 12, 2026

People with high credit scores are falling behind on credit card payments. Here’s what it means, and how to handle it.

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Credit Card Debt Relief
Tips for Choosing a Debt Relief Company

March 13, 2026

In need of debt relief? Try these tips to choose the right company to help you get rid of your debt.

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Can I Get a Debt Consolidation Loan Without a Job?
Can I Get a Debt Consolidation Loan Without a Job?

March 14, 2026

You might qualify for a debt consolidation loan even without a job. Here’s how it works.

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