author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

What Is VantageScore
What Is VantageScore?

March 8, 2026

Lenders are looking at VantageScores more than ever before. Here’s what you need to know.

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The Statute of Limitations on Debt Has Passed. Now What?
The Statute of Limitations on Debt Has Passed. Now What?

March 8, 2026

The end of the statute of limitations could be a game-changer for your debt. Here’s how to handle it.

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Can Just One Spouse Sign Up for a Debt Settlement Program If the Other Is Unwilling
Can Just One Spouse Sign Up for a Debt Settlement Program If the Other Is Unwilling?

March 8, 2026

If you need a debt settlement program, here's what you need to know if your spouse is unwilling.

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Ways to Get Help With Vet Bills
5 Ways to Get Help With Vet Bills

March 8, 2026

Vet bills can break the bank, but there are ways to get help paying for pet care.

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How Long After Debt Settlement Can I Buy a House?
How Long After Debt Settlement Can I Buy a House?

March 8, 2026

Debt settlement won't end your homeownership dreams for good, but it might delay them a bit. Here's the deal.

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Should You Start a 529 Plan?
Should You Start a 529 Plan?

March 21, 2026

Should you start a 529 plan? A 529 plan can help you save for college…

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Tips to Defend Yourself Against Zombie Debt
Tips to Defend Yourself Against Zombie Debt

March 20, 2026

Sometimes debt comes back from the grave. Find out how to keep zombie debt from haunting your finances.

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How to plan for financial emergencies while paying off debt
How to Plan for Financial Emergencies While Paying Off Debt

March 22, 2026

Budget, save a little, and pay down a little, and you can eventually be debt-free and ready for emergencies.

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Should you pay off debt or save for retirement first?
Should You Pay Off Debt or Save for Retirement First?

March 22, 2026

You want to pay off debt, but you also want to retire someday. Learn how you could do both.

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5 Strategies to Help Manage Small Business Debt
6 Strategies to Help Manage Small Business Debt

March 20, 2026

If your small business cash flow has taken a hit, here’s how to get strategic about small business debt reduction.

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