author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Is a Balance Transfer Card Harder to Get Right Now?
Is a Balance Transfer Card Harder to Get Right Now?

March 15, 2026

It might actually be easier to get a balance transfer card now. Find out more.

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Should Your Company Reimburse Work-From-Home Expenses?
Do Companies Have to Reimburse Work-From-Home Expenses in Your State?

March 15, 2026

Should your employer pick up the tab for your home office chair or new coffee maker? Well, maybe.

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Why Debt Consolidation Loans Get Denied
Why Debt Consolidation Loans Get Denied

March 14, 2026

Got denied for a consolidation loan? Here's why it happens, and what to do next.

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Which Credit Card Should I Pay Off First?
Which Credit Card Should I Pay Off First?

March 12, 2026

Ready to tackle your credit card balances? Here's how to break it down and know which one to pay off first.

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How to Budget Groceries When Prices Keep Going Up
How to Budget Groceries When Prices Keep Going Up

April 1, 2026

You have to eat. But prices keep going up. Learn some old and new tricks that might help keep grocery costs down.

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My Car Payment Is Too High! What Can I Do?
My Car Payment Is Too High! What Can I Do?

April 1, 2026

For many of us, selling a car is a no-go, even if payments get too high. Here’s how to handle it.

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How to Avoid Lifestyle Creep and a Hamster Wheel of Debt
How to Avoid Lifestyle Creep and a Hamster Wheel of Debt

April 1, 2026

When you finally get out of debt, you don't want to dive back into borrowing too much again. Here's how you can avoid falling back into the debt trap.

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What Is a Mechanic's Lien and How Does It Work?
What Is a Mechanic's Lien and How Does It Work?

April 1, 2026

A mechanic's lien could happen if you don’t pay a contractor. Learn how to get a lien released.

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Debt Collection Rules: 7-in-7
Debt Collection Rules: 7-in-7

April 4, 2026

The 7-in-7 rule helps protect you from harassment by debt collectors. Here’s how it works—and what it doesn't cover.

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Can a Co-Signer Settle a Debt?
Can a Co-Signer Settle a Debt?

April 2, 2026

When a co-signed loan becomes a financial headache, debt settlement may be the cure.

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