Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
February 28, 2026
Overspending could be your brain chasing rewards. Learn how to retrain it to spend smarter.
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February 28, 2026
Addressing your debt now can help you enjoy a debt-free retirement when you're ready to leave the 9-to-5 behind.
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March 1, 2026
Two of the most popular debt payoff strategies—and the one you’ll actually stick to.
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March 1, 2026
Loan forbearance might be a good solution if you’re struggling. Here’s how to talk to your creditors about it.
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March 28, 2026
There’s one time when it’s good to end up with no more money: When you follow a zero-based budget. Learn more.
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March 29, 2026
Ready to stay in the black when you shop on Black Friday? Here are tips to save money and avoid debt.
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April 1, 2026
Don’t let nationwide debt averages drive you. Your debt can be conquered no matter how it compares.
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March 29, 2026
Depression can make it harder to do even simple financial tasks. Here are some tips…
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March 7, 2026
Auto loan debt relief could help you get back on stable financial footing. Learn more about the five top strategies.
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March 7, 2026
Even with debt relief you might still be able to have access to one of your credit cards. We’ll explain how.
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