
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
April 2, 2026
Calculate whether a dealership offer would cover your current loan or hand you higher monthly payments.
Read moreApril 2, 2026
Having a car repossessed could impact your credit and most of your life. Learn the steps to avoid losing your vehicle.
Read moreApril 2, 2026
Can't afford your auto loan? Settlement may be tempting, but it's rarely an option. Here's why—and what to do instead.
Read moreApril 2, 2026
A home equity line of credit (HELOC) may be a good way to fund debt payoff, home improvements, and more. Find out how it works.
Read moreApril 3, 2026
The president wants 10% APR on credit cards. Banks say no. Here’s what a credit card interest cap could really mean.
Read moreApril 3, 2026
Using a lot of your available credit? It could be affecting your credit scores and ability to borrow. Here's what to do.
Read moreApril 3, 2026
Can’t make your credit card payment? Learn what to expect and what moves to make.
Read moreApril 3, 2026
Want to pay off your student loan debt faster? Here’s how I paid off student loans, and which money moves helped most.
Read moreApril 3, 2026
Debt collectors can call often—but not endlessly. Learn the rules about how often they’re allowed to call.
Read moreApril 3, 2026
Falling behind on credit cards? Debt relief isn’t a failure—it could be your way forward.
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