author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Does Paying Off Debt Improve Your Credit Profile?
Does Paying Off Debt Improve Your Credit Profile?

August 31, 2025

Many people who have debt problems often suffer from a bad credit profile as well.…

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5 Steps to Get Debt-Free Fast
5 Steps to Get Debt-Free Fast

September 18, 2025

Five steps you can take to get debt-free faster so you can start to enjoy the benefits now and in the future.

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In a Strong Market, Here are Smart Ways to Increase Your Home Value
Smart Ways to Increase Your Home Value

August 31, 2025

If you’re doing renovations to increase your home’s value, use rewards cards or smart financing…

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Seven Easy Ways to Start Saving for Christmas
Seven Easy Ways to Start Saving for Christmas

August 30, 2025

Saving for Christmas or the whole holiday season doesn't have to be a stressful endeavor…

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Budget family vacation
5 Ways to Take an Affordable Family Vacation This Summer

August 30, 2025

How to take a family vacation without going into debt. Budget vacation options.

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Teach Your Kids How to Use a Credit Card Before College
Teach Your Kids How to Use a Credit Card Before College

August 30, 2025

Before they go to college, or maybe even before, you'll want to teach your kids…

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How to Feel Rich During the Holidays Without Going Into Debt
How to Enjoy the Holidays Without Debt

September 6, 2025

Even if you don’t make a ton of money, you can still feel rich during…

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Credit card debt forgiveness for disabled
Credit Card Debt Forgiveness for Disabled Individuals: Complete Guide [2025]

September 13, 2025

There’s a good chance your disability income is safe from creditors, even if they win a judgment against you.

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