author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Convenient Alternatives to Credit Cards
Convenient Alternatives to Credit Cards

March 10, 2026

Stay secure and in control of your money—see the best credit card alternatives for debt- and stress-free spending.

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What happens if you stop paying your bills?
What Happens If You Stop Paying Your Bills?

March 1, 2026

Financial hardship can put you behind on bills and spell trouble for your credit. Here's how to get back on track.

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What is Freedom Debt Relief and How Does It Relate to Achieve?
What is Freedom Debt Relief and How Does It Relate to Achieve?

July 16, 2026

Freedom Debt Relief is a unique program with its own dedicated team, its process, and website. Here’s what you need to know.

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