Kimberly Rotter

Even if home-buying messes up your finances, you can recover. Here’s how.

Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.

Hidden fees, exorbitant interest rates, and high-pressure sales tactics—oh my! Avoid these lender red flags.

Credit counseling could help you but it’s usually not free. Learn more here.

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime.

Tired of constant collection calls? Here's how to get them to stop, and when it’s a good idea.

Help yourself get out of debt with these lifestyle changes and better money management.

Don’t buy into the 20% down payment myth. There are other options, and some may be right for you.

While unemployment doesn't directly hurt your credit, the fallout from it could. Here’s how to protect yourself.