Kimberly Rotter

Owe money to a gym? Don't get caught in a collections trap for unpaid membership fees.

Debt collectors can call often—but not endlessly. Learn the rules about how often they’re allowed to call.

Are your federal student loans in default? See how to avoid wage garnishment based on new details from January 2026.

Falling behind on credit cards? Debt relief isn’t a failure—it could be your way forward.

Are you a SNAP recipient? You may be eligible for SNAP discounts. Find out how to save on expenses beyond groceries.

Want to use your tax refund to pay off debt? Debt relief could get bigger results than minimum payments. Here’s how.

In debt, but want to improve your finances? Check out these strategic financial resolutions that could help.

Your shared bank account could be at risk if either you have unpaid debts. Learn how to protect yourselves.

A debt avalanche could save you time and money when paying off credit card debt. Learn how it works here.

Everyone's situation is different and there's no specific number that signals too much debt. Here's how to tell instead.