
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
February 28, 2026
Home equity loans could be a smart way to consolidate your debt. Here's how to decide if they're right for you.
Read moreFebruary 28, 2026
Small choices could cost a lot. Find out which financial habits you might want to leave behind.
Read moreFebruary 28, 2026
Errors on your credit report can hurt your score. Here's how to get rid of them fast.
Read moreApril 17, 2026
There’s a good chance your disability income is safe from creditors, even if they win a judgment against you.
Read moreAugust 26, 2026
Bankruptcy can cost $0 or $4,000. Here's what actually decides the price.
Read moreApril 13, 2026
An HSA could lower your taxes while helping you avoid medical debt. Read on to see if an HSA is right for you.
Read moreApril 10, 2026
Credit card hardship and forbearance programs might help you catch up on debt payments. Here’s how they work
Read moreApril 9, 2026
Being underbanked can be expensive and time-consuming. Here's how to access more mainstream financial services.
Read moreApril 3, 2026
You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.
Read moreApril 7, 2026
Even if home-buying messes up your finances, you can recover. Here’s how.
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