Kimberly Rotter

Without a credit history, you're practically invisible. Keep reading to learn how to be seen and admired.

Struggling with multiple credit card debts? Don’t worry. You have choices. Professionals could help, too. Learn how.

Got too much debt? Here’s how debt settlement might help.

Minimum credit card payments mean more interest could impact your credit score. Find out why your payments matter.

Don’t fall victim to rookie mistakes. Here’s how to steer clear of debt in your first year of owning a home.

Balance transfer cards get a lot of attention. Here’s why a debt consolidation loan might be better.

Different times call for different spending strategies. Here are the best ways to use credit cards in a recession.

Looking to refinance an old student loan with a new one? Ask yourself these eight vital questions first.

BNPL loans are now included in some credit scores; see how this could impact you.

Old debts can linger for years on your credit report. Here's when they should fall off—and what to do if they don't.