author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Should you make multiple CC payments in a month
Should You Make Multiple Credit Card Payments in a Month?

April 6, 2026

Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.

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When You Need Quick Cash, Run Away From These Red Flags as Fast as You Can
When You Need Quick Cash, Run Away From These Red Flags as Fast as You Can

April 6, 2026

Hidden fees, exorbitant interest rates, and high-pressure sales tactics—oh my! Avoid these lender red flags.

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What Happens To Credit Card Debt When You Die
What Happens to Unpaid Credit Card Debt After 7 Years? Your Complete 2025 Guide

April 4, 2026

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

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How to Stop Credit Card Collection Calls
How to Stop Credit Card Collection Calls

March 2, 2026

Tired of constant collection calls? Here's how to get them to stop, and when it’s a good idea.

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Best Ways to Get Debt Relief
Best Ways to Get Debt Relief

April 3, 2026

Help yourself get out of debt with these lifestyle changes and better money management.

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does-unemployment-affect-your-credit-score
Does Unemployment Affect Your Credit Score?

August 13, 2026

While unemployment doesn't directly hurt your credit, the fallout from it could. Here’s how to protect yourself.

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Why Dealing with Debt Isn’t as Scary as You Think
Why Dealing with Debt Isn’t as Scary as You Think

April 2, 2026

Debt gets less scary when you start tackling it. We’ll show you how.

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Refinance Credit Card Debt
How to Refinance Credit Card Debt

April 1, 2026

Find out how to save money and make payments easier to manage by refinancing credit card debt.

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Ways to Pay Off Wedding Debt
Ways to Pay Off Wedding Debt

April 1, 2026

Don’t let lingering wedding debt fester. Here are four ways to pay it off.

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Can You Go To Jail For Credit Card Debt
Can You Go To Jail For Credit Card Debt?

April 1, 2026

There’s no debtors' prison, but debt could lead to other trouble. Learn how to avoid courtrooms and judges.

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