
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
April 6, 2026
Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.
Read moreApril 6, 2026
Hidden fees, exorbitant interest rates, and high-pressure sales tactics—oh my! Avoid these lender red flags.
Read moreApril 4, 2026
Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.
Read moreMarch 2, 2026
Tired of constant collection calls? Here's how to get them to stop, and when it’s a good idea.
Read moreApril 3, 2026
Help yourself get out of debt with these lifestyle changes and better money management.
Read moreAugust 13, 2026
While unemployment doesn't directly hurt your credit, the fallout from it could. Here’s how to protect yourself.
Read moreApril 2, 2026
Debt gets less scary when you start tackling it. We’ll show you how.
Read moreApril 1, 2026
Find out how to save money and make payments easier to manage by refinancing credit card debt.
Read moreApril 1, 2026
Don’t let lingering wedding debt fester. Here are four ways to pay it off.
Read moreApril 1, 2026
There’s no debtors' prison, but debt could lead to other trouble. Learn how to avoid courtrooms and judges.
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