author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Could a Lifestyle Change Help You Get Rid Of Debt Faster?
Could a Lifestyle Change Help You Get Rid Of Debt Faster?

May 12, 2026

Switching up your usual could help you get rid of debt faster. Here are a few lifestyle choices that could help.

Read more
How Much Can You Borrow on a Home Equity Loan?
How Much Can You Borrow With a Home Equity Loan?

May 12, 2026

Home equity loans could be a smart way to consolidate your debt. Here's how to decide if they're right for you.

Read more
5 Financial Choices That Cost You More Than You Think
5 Financial Choices That Cost You More Than You Think—and How to Change Them

May 12, 2026

Small choices could cost a lot. Find out which financial habits you might want to leave behind.

Read more
How to Dispute an Error on Your Credit Report
How to Dispute Your Credit Report

May 12, 2026

Errors on your credit report can hurt your score. Here's how to get rid of them fast.

Read more
Credit card debt forgiveness for disabled
Credit Card Debt Forgiveness for Disabled Individuals: Complete Guide [2025]

June 3, 2026

There’s a good chance your disability income is safe from creditors, even if they win a judgment against you.

Read more
How much does bankruptcy cost?
How Much Does Bankruptcy Cost?

May 12, 2026

Filing for bankruptcy can cost very little—or hit your wallet hard. Here’s what you need to know about the costs.

Read more
Open Enrollment 2021: Do You Need an HSA?
Do You Need an HSA?

May 12, 2026

An HSA could lower your taxes while helping you avoid medical debt. Read on to see if an HSA is right for you.

Read more
How to use hardship programs to temporarily suspend credit card payments
Can You Pause Credit Card Payments? Understanding Forbearance and Hardship Programs

May 12, 2026

Credit card hardship and forbearance programs might help you catch up on debt payments. Here’s how they work

Read more
Access to Banking: What Does Underbanked Mean?
Access to Banking: What Does Underbanked Mean?

May 12, 2026

Being underbanked can be expensive and time-consuming. Here's how to access more mainstream financial services.

Read more
What is the Fair Debt Collection Practices Act - FDCPA
What Is the Fair Debt Collection Practices Act - FDCPA?

May 14, 2026

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

Read more