
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
May 12, 2026
Switching up your usual could help you get rid of debt faster. Here are a few lifestyle choices that could help.
Read moreMay 12, 2026
Home equity loans could be a smart way to consolidate your debt. Here's how to decide if they're right for you.
Read moreMay 12, 2026
Small choices could cost a lot. Find out which financial habits you might want to leave behind.
Read moreMay 12, 2026
Errors on your credit report can hurt your score. Here's how to get rid of them fast.
Read moreJune 3, 2026
There’s a good chance your disability income is safe from creditors, even if they win a judgment against you.
Read moreMay 12, 2026
Filing for bankruptcy can cost very little—or hit your wallet hard. Here’s what you need to know about the costs.
Read moreMay 12, 2026
An HSA could lower your taxes while helping you avoid medical debt. Read on to see if an HSA is right for you.
Read moreMay 12, 2026
Credit card hardship and forbearance programs might help you catch up on debt payments. Here’s how they work
Read moreMay 12, 2026
Being underbanked can be expensive and time-consuming. Here's how to access more mainstream financial services.
Read moreMay 14, 2026
You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.
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