Kimberly Rotter

Filing for bankruptcy can cost very little—or hit your wallet hard. Here’s what you need to know about the costs.

An HSA could lower your taxes while helping you avoid medical debt. Read on to see if an HSA is right for you.

Credit card hardship and forbearance programs might help you catch up on debt payments. Here’s how they work

Being underbanked can be expensive and time-consuming. Here's how to access more mainstream financial services.

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

Even if home-buying messes up your finances, you can recover. Here’s how.

Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.

Hidden fees, exorbitant interest rates, and high-pressure sales tactics—oh my! Avoid these lender red flags.

Credit counseling could help you but it’s usually not free. Learn more here.

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.