
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
October 27, 2026
Paying off your credit cards? Congrats! Here’s how that could impact your credit score for the better.
Read moreOctober 25, 2026
Debt collectors have to follow certain rules, including limits on what they can say to your family.
Read moreMarch 14, 2026
Sometimes you need money in a hurry. But bad-credit loans can be bad news. Consider these better options.
Read moreOctober 31, 2026
You can bounce back from a credit card charge-off. Here's how to get started.
Read moreOctober 31, 2026
Skip the bill shock—budget billing keeps your utility payments steady month after month.
Read moreOctober 23, 2026
If you want to regain control over your finances, debt relief programs could be a solution. Here’s how they work.
Read moreMay 4, 2026
Want to make debt repayment more manageable? Here are a few money moves to help you deal with debt in 2026.
Read moreMarch 12, 2026
An irregular income doesn’t have to stand in the way of getting debt-free. Here’s how to get there faster.
Read moreOctober 23, 2026
Make the best possible debt consolidation decision (and dodge roadblocks) by knowing these four numbers.
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