Kimberly Rotter

When you finally get out of debt, you don't want to dive back into borrowing too much again. Here's how you can avoid falling back into the debt trap.

You can correct at least some kinds of credit report damage from missed student loan payments. Here’s how.

A mechanic's lien could happen if you don’t pay a contractor. Learn how to get a lien released.

Maxing-out credit cards? Higher credit utilization could lower your credit score. See if you might need debt relief.

The 7-in-7 rule helps protect you from harassment by debt collectors. Here’s how it works—and what it doesn't cover.

Your emergency fund could shield you from debt. Read on to see how much savings it takes to stay debt-free.

Making a realistic budget that prioritizes debt payoff is often the best and fastest way to become debt-free.

When a co-signed loan becomes a financial headache, debt settlement may be the cure.

Calculate whether a dealership offer would cover your current loan or hand you higher monthly payments.

Having a car repossessed could impact your credit and most of your life. Learn the steps to avoid losing your vehicle.