author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How much debt can be forgiven with debt settlement
How Much Debt Can Be Forgiven With Debt Settlement?

March 7, 2026

Got too much debt? Here’s how debt settlement might help.

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How to rebuild financial confidence after debt relief
How to Rebuild Financial Confidence After Debt Relief

March 7, 2026

Debt relief can get your finances back on track, but you might need a little help to boost your money confidence.

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Does Debt Relief Cancel Credit Cards?
Does Debt Relief Cancel Credit Cards?

March 7, 2026

Even with debt relief you might still be able to have access to one of your credit cards. We’ll explain how.

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Can you cancel a debt settlement contract?
Can You Cancel a Debt Settlement Contract?

March 7, 2026

Yes, you can get out of a debt settlement contract. These are the common mistakes to avoid.

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How Do You Know When Your Debt is Too Big to Try to Repay in Full?
How Do You Know When Your Debt is Too Big to Try to Repay in Full?

March 7, 2026

When you’re drowning in debt, there’s a lifesaver to grab. Here are your options when your debt is too big.

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Here’s Your Secret Credit-Rebuilding Weapon After Debt Relief
Here’s Your Secret Credit-Rebuilding Weapon After Debt Relief

March 7, 2026

Got the credit score blues? Chin up—we’ll share our favorite secret weapon for building a higher credit score.

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How much can you usually settle a debt for
How Much Can You Usually Settle a Debt For?

March 7, 2026

Debt settlement could help you significantly reduce your debt and put it behind you. Find out how much you could offer.

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How Do You Get Out of Debt With No Money
How Do You Get Out of Debt With No Money?

March 7, 2026

Getting rid of debt with no money is a serious challenge. Our guide explains what your options are.

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Things to Do ASAP When You're Overwhelmed with Debt
3 Things to Do ASAP When You're Overwhelmed with Debt

March 7, 2026

Getting out of debt is possible. Here's a step-by-step guide to taking control of your finances.

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4 Things to Do If You Can't Pay Your Bills
4 Things to Do If You Can't Pay Your Bills

March 7, 2026

Not being able to pay your bills is scary, but you can take action. Start with these tips.

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