author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How to save the most money when consolidating debt
How to Save the Most Money When Consolidating Debt

March 17, 2026

Debt consolidation could help you pay down what you owe faster and potentially keep more money in your pocket.

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3 Expert Tips for Raising Financially Responsible Kids
3 Expert Tips for Raising Financially Responsible Kids

March 17, 2026

Raising financially responsible kids is the goal of many parents. Learn three expert tips on…

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What is an Economic Injury Disaster Loan?
What Is an Economic Injury Disaster Loan?

March 17, 2026

Struggling after a federally declared disaster? An Economic Injury Disaster Loan (EIDL) could be just what you need.

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5 Unexpected legal outcomes of ignoring credit card debt
5 Unexpected Legal Outcomes of Ignoring Credit Card Debt

March 16, 2026

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

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How to Talk to Your Partner About Shared Debt
How to Talk to Your Partner About Shared Debt

March 16, 2026

Here’s how to talk about debt with your partner so you can work together to conquer it.

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The True Cost of Helping Your Kid Pay for College
17% of Parents Dipped Into Retirement Savings to Pay for Their Kids' College. Here's How to Avoid That Mistake

July 24, 2026

Most families are willing to stretch their finances to pay for college. Here are our tips.

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Survey: How Americans Spend Their Tax Refunds
Survey: How Americans Spend Their Tax Refunds

March 16, 2026

Freedom Debt Relief surveyed over 2,000 how they were planning to use their tax refund,…

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Open Enrollment 2021: Should You Change Health Insurance in a Pandemic?
Should You Change Health Insurance?

March 16, 2026

There are some good reasons to change health insurance plans. Explore…

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Income-Driven Repayment Is Changing Under Trump
Income-Driven Repayment Is Changing Under Trump

May 2, 2026

Have federal student loans? Check out the upcoming changes to income-driven repayment plans.

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