
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
October 26, 2026
If you’re worried about your tax refund being seized, we’ll show you how to avoid garnishment.
Read moreApril 3, 2026
Owe money to a gym? Don't get caught in a collections trap for unpaid membership fees.
Read moreMarch 11, 2026
A lower debt-to-income ratio could help you get a loan and manage your bills more easily. Here’s how to get one.
Read moreApril 3, 2026
Are your federal student loans in default? See how to avoid wage garnishment based on new details from January 2026.
Read moreOctober 8, 2026
Holiday debt sneaks up fast. These debt-free holiday tips help you shop, save, and skip it this year.
Read moreMarch 13, 2026
Dealing with unmanageable debt? Debt relief could be the right move—if you qualify. See how to qualify and next steps.
Read moreMarch 13, 2026
Tax debt relief calls aren't always a cause for concern. Here's what to do if you get one.
Read moreOctober 8, 2026
Not all debt relief companies play by the rules. Here's how to spot the ones that do.
Read moreOctober 22, 2026
No need to take a hardship withdrawal or 401(k) loan to pay off credit card debt. We’ll show you proven debt strategies.
Read moreOctober 28, 2026
Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.
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