author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How to plan for financial emergencies while paying off debt
How to Plan for Financial Emergencies While Paying Off Debt

March 22, 2026

Budget, save a little, and pay down a little, and you can eventually be debt-free and ready for emergencies.

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Should you pay off debt or save for retirement first?
Should You Pay Off Debt or Save for Retirement First?

March 22, 2026

You want to pay off debt, but you also want to retire someday. Learn how you could do both.

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Which debt should I pay off first?
Which Debt Should I Pay Off First?

March 22, 2026

A road trip starts with figuring out the route, and the same is true for your debt payoff journey.

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5 Tips for Talking to Your Partner about Debt
How Couples Get Out of Debt

March 23, 2026

Tackling debt together could help you financially—and in communicating as a couple. Read on for tips.

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The 3 Most Unexpected Costs of Owning a Home
The 3 Most Unexpected Costs of Owning a Home

March 22, 2026

We asked over 1,000 homeowners to tell us about the three most unexpected costs of…

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47% of Graduates Say Student Loan Debt Affects Mental Health
How Does Student Loan Debt Affect Mental Health?

March 23, 2026

Student loan debt got you down? Don’t despair—there are ways to get ahead of what you owe.

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Which Credit Card Should I Pay Off First?
Which Credit Card Should I Pay Off First?

March 23, 2026

Ready to tackle your credit card balances? Here's how to break it down and know which one to pay off first.

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Access to Banking: What Does Underbanked Mean?
Access to Banking: What Does Underbanked Mean?

April 9, 2026

Being underbanked can be expensive and time-consuming. Here's how to access more mainstream financial services.

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How to Budget Groceries When Prices Keep Going Up
How to Budget Groceries When Prices Keep Going Up

April 1, 2026

You have to eat. But prices keep going up. Learn some old and new tricks that might help keep grocery costs down.

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My Car Payment Is Too High! What Can I Do?
My Car Payment Is Too High! What Can I Do?

April 1, 2026

For many of us, selling a car is a no-go, even if payments get too high. Here’s how to handle it.

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