author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How to Use Your Home Equity to Pay Off Student Loans
Can You Use Your Home Equity to Wipe Out Student Loans? Here's How It Works.

June 24, 2026

If your home equity looks like a good way to refinance your student loan debt, here’s what to know first.

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Debt Load
Debt Load and Your Finances

March 18, 2026

Learn how much debt might be too much for you. Find out where you stand and take control of your debt.

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7 Good Financial Habits to Master
7 Good Financial Habits to Master

March 18, 2026

Having financial goals is important. Read more about 7 good financial habits to master in…

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Credit Card Debt Bankruptcy
Should You Consider Filing for Credit Card Debt Bankruptcy?

March 18, 2026

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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Zombie Debt
Zombie Debt: Don’t Let It Rise to Bite You

March 17, 2026

If the phrase zombie debt gives you the willies, have no fear. Here's how to slay debt that seemingly rose from the dead.

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6 Steps to Finally Get Rid of Your Debt in 2025
6 Steps to Finally Get Rid of Your Debt in 2026

March 17, 2026

If debt is weighing you down, you have options, from payback plans to debt relief. Get the details here.

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6 Fun Ways to Stay Motivated on Your Debt Payoff Journey
6 Fun Ways to Stay Motivated on Your Debt Payoff Journey

March 17, 2026

Making debt payoff fun could help you stay motivated to say goodbye to your creditors for good.

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The Season of Giving: How We Will Give Back This Year
The Season of Giving: How We Will Give Back This Year

March 17, 2026

Want to give back but worried about the budget? Try these free ways to give back as a family this holiday season.

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Person paying bills using calculator and laptop
6 Ways to Work Toward Financial Freedom in 2025

March 17, 2026

You have the power to find financial freedom and set yourself up for success. Here’s how.

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Defensive Strategies in Court for Credit Card Debt Lawsuits
Defensive Strategies in Court for Credit Card Debt Lawsuits

March 17, 2026

Learn about your options—from legal defenses to debt relief—if you’re facing a credit card lawsuit.

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