author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Is Making Multiple Payments on Credit Cards Bad?
Is Making Multiple Payments on Credit Cards Bad?

October 23, 2026

Splitting up card payments might help the budget, but is there a downside? Here's what happens with multiple payments.

Read more
Financial Red Flags in Relationships
3 Financial Red Flags in Relationships

October 27, 2026

Want to strengthen your shared financial health with your partner? Avoid these financial red flags in relationships.

Read more
How long does it take to garnish a bank account
Can My Bank Account Be Garnished Without Notice?

October 24, 2026

Learn how and why money could be taken from your bank account, and what you can do about it.

Read more
3 Things Active Military Should Know about Debt and Finances
8 Things Active-Duty Military Should Know About Debt and Finances

October 7, 2026

Debt is common, whether you’re in the military or not. But military members have some great ways to get help.

Read more
4 Simple Ways to Improve Your Finances in 2019
4 Simple Ways to Improve Your Finances

October 29, 2026

Many people want to get financially healthy this year. If you're wondering how to improve…

Read more
Best Apps to Help Pay Off Student Loans Faster
Best Apps to Help Pay Off Student Loans Faster

March 15, 2026

Overdue on student loans? Need to pay off debt? These student loan apps can help get rid of debt faster.

Read more
Can Debt Collectors Take Your Tax Refund?
Can Debt Collectors Take Your Tax Refund?

October 25, 2026

Have debts you can’t pay? Don't let it cost you your tax refund.

Read more
Debt Payoff Stories from Instagram Influencers
Debt Payoff Stories from Instagram Influencers

October 31, 2026

Want to be a full-time content creator? A financial plan could help you lock in the influencer lifestyle and avoid debt.

Read more
Buy Now, Pay Later Credit Reporting: How Does It Work?
Buy Now, Pay Later Credit Reporting: How Does It Work?

April 4, 2026

Buy now, pay later plans make it easy to pay for stuff over time. But what are they doing to your credit?

Read more
Why Does Higher Credit Utilization Decrease Your Credit Score?
Why Does Higher Credit Utilization Decrease Your Credit Score?

April 1, 2026

Maxing-out credit cards? Higher credit utilization could lower your credit score. See if you might need debt relief.

Read more