
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 11, 2026
Creditors can’t come after you forever. Their power has an expiration date called the statute of limitations.
Read moreApril 4, 2026
Medical debt over $500 could go on your credit report. Here’s how to reduce the impact and find debt relief.
Read moreSeptember 24, 2026
Medical debt and your credit report: what shows up, what doesn't, and how to fix errors.
Read moreMay 4, 2026
Want to get rid of your debt? Learn how to create a debt snowball method spreadsheet without spending a dime.
Read moreMay 4, 2026
Unpaid medical bills don't land you in jail, but you could get sued. Learn what can happen, and what to do about it.
Read moreOctober 24, 2026
Balance transfer cards get a lot of attention. Here’s why a debt consolidation loan might be better.
Read moreMay 1, 2026
Repossession can leave you without a car, but you don't have to be stuck with leftover debt from a deficiency balance.
Read moreMarch 12, 2026
Debt collectors have to follow certain rules. Here’s what to do if you’re contacted for a debt you never racked up.
Read moreOctober 31, 2026
See the pros and cons of using a 401(k) loan to pay off credit card debt, plus possible alternatives.
Read moreOctober 30, 2026
No one wants negative information on their credit report. Can pay-for-delete really help you get rid of it?
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