Kimberly Rotter

Lower the rate. Lower the payment. Get cash for an important expense. These are just some of the reasons people refinance.

Yes; the U.S. entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

How do you prepare for a recession when you already struggle financially? Even in tough…

Getting out of debt faster isn’t just about cash—it’s about having the right conversations. Start with these.

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

Don’t pay more for your burrito. Learn how to avoid Buy Now, Pay Later (BNPL) for everyday purchases.

Student loan forbearance differs with federal and private loans. Here’s how both can affect your credit score.

Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.

Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.

If you’re ready to tackle debt, you’ve got the power. Here’s how to approach DIY debt payoff.