
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 18, 2026
When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.
Read moreMarch 18, 2026
Don’t pay more for your burrito. Learn how to avoid Buy Now, Pay Later (BNPL) for everyday purchases.
Read moreMarch 18, 2026
Student loan forbearance differs with federal and private loans. Here’s how both can affect your credit score.
Read moreMarch 18, 2026
Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.
Read moreFebruary 19, 2026
If you’re ready to tackle debt, you’ve got the power. Here’s how to approach DIY debt payoff.
Read moreFebruary 19, 2026
The right approach to consolidating your debt could save you big time on interest.
Read moreFebruary 19, 2026
If you have made it a goal to learn more about personal finance, then you…
Read moreFebruary 23, 2026
Healthcare bills aren't set in stone. Here are seven ways you could reduce your healthcare costs.
Read moreMarch 7, 2026
Debt relief can get your finances back on track, but you might need a little help to boost your money confidence.
Read moreFebruary 19, 2026
One of the last steps in negotiating debt is figuring out your potential tax bill. Learn about debt settlement taxes here.
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