author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Who Qualifies for Debt Settlement or Consolidation Programs?
Who Qualifies for Debt Settlement or Consolidation Programs?

March 13, 2026

If your debt feels unmanageable, debt settlement or consolidation could help. Here’s who qualifies and how to choose.

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Debt Relief Myths and Realities
Debt Relief Myths and Realities

April 3, 2026

Struggling with debt you can't afford? Get the real story behind these debt relief myths to find out if it's for you.

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How Long After Debt Settlement Can I Buy a House?
How Long After Debt Settlement Can I Buy a House?

October 30, 2026

Debt settlement won't end your homeownership dreams for good, but it might delay them a bit. Here's the deal.

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Can't pay rent
What to Do if You Can't Pay Rent

October 31, 2026

Falling behind on rent isn't a one-way ticket to eviction. Know your rights, and learn your options.

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The Credit Card Burnout Study: How Many Americans Are Trapped in a Revolving Balance Cycle?

September 16, 2026

New data on 1,006 U.S. cardholders reveals who feels trapped in credit card debt and why they stay stuck. Learn more.

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How to get out of credit card debt fast
How to Get Out of Credit Card Debt Fast

October 25, 2026

Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.

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3 Examples of How to Use the Debt Snowball Method for Debt
3 Examples of How to Use the Debt Snowball Method for Debt

October 25, 2026

See how the debt snowball method works with practical examples so you can see if it's the right fit for your situation.

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