author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Defensive Strategies in Court for Credit Card Debt Lawsuits
Defensive Strategies in Court for Credit Card Debt Lawsuits

March 17, 2026

Learn about your options—from legal defenses to debt relief—if you’re facing a credit card lawsuit.

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How to save the most money when consolidating debt
How to Save the Most Money When Consolidating Debt

March 17, 2026

Debt consolidation could help you pay down what you owe faster and potentially keep more money in your pocket.

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The Season of Giving: How We Will Give Back This Year
The Season of Giving: How We Will Give Back This Year

March 17, 2026

Want to give back but worried about the budget? Try these free ways to give back as a family this holiday season.

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6 Steps to Finally Get Rid of Your Debt in 2025
6 Steps to Finally Get Rid of Your Debt in 2026

March 17, 2026

If debt is weighing you down, you have options, from payback plans to debt relief. Get the details here.

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Zombie Debt
Zombie Debt: Don’t Let It Rise to Bite You

March 17, 2026

If the phrase zombie debt gives you the willies, have no fear. Here's how to slay debt that seemingly rose from the dead.

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Credit Card Debt Bankruptcy
Should You Consider Filing for Credit Card Debt Bankruptcy?

March 18, 2026

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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7 Good Financial Habits to Master
7 Good Financial Habits to Master

March 18, 2026

Having financial goals is important. Read more about 7 good financial habits to master in…

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Buy Now, Pay Later Credit Reporting: How Does It Work?
Buy Now, Pay Later Credit Reporting: How Does It Work?

April 4, 2026

Buy now, pay later plans make it easy to pay for stuff over time. But what are they doing to your credit?

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Debt Load
Debt Load and Your Finances

March 18, 2026

Learn how much debt might be too much for you. Find out where you stand and take control of your debt.

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How to Use Your Home Equity to Pay Off Student Loans
How to Use Your Home Equity to Pay Off Student Loans

March 18, 2026

If your home equity looks like a good way to refinance your student loan debt, here’s what to know first.

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