
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
October 25, 2026
Closing a credit card could lower your credit score. We’ll show you the pros and cons so you can make a good decision.
Read moreOctober 25, 2026
Just because you're in jail doesn't mean your debt disappears. Here's what you need to know.
Read moreOctober 25, 2026
Struggling with high-interest debt? A 401(k) loan could help you pay it off—but know the risks.
Read moreOctober 25, 2026
High or low? If you want a higher credit score, you need a lower credit utilization ratio. Learn how to get there.
Read moreOctober 25, 2026
The avalanche, snowball, and blizzard methods all help you knock out debt fast. Get the 411 on which is right for you.
Read moreOctober 25, 2026
Tired of paying for the high cost of living in America? See how you can get out of debt faster by moving abroad.
Read moreOctober 25, 2026
Are you struggling to pay your bills—or unable to pay them at all? Here’s what to do, step by step.
Read moreOctober 24, 2026
We surveyed more than 2,000 Americans on their financial situation and learned that 54% of…
Read moreOctober 24, 2026
A survey from Freedom Debt Relief suggests that women tend to feel worse about debt…
Read moreOctober 25, 2026
Debt collectors have to follow laws when they contact you. Here's what they can and can’t do, and how to follow up.
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