author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Same-Sex Couples Denied a Mortgage More Often
Same-Sex Couples Denied a Mortgage More Often

October 27, 2026

Are you likely to pay more for a mortgage if you’re LGBTQ+? Possibly. Find out more here.

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Is 600 A Good Credit Score
Is a 600 Credit Score Good or Bad?

October 30, 2026

While a 600 credit score isn't bad, you can improve it to earn more access to credit and cheaper interest rates.

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Debt Consolidation Loan Requirements
Debt Consolidation Loan Requirements

March 13, 2026

Here’s what lenders look at when you apply for a debt consolidation loan.

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Talk to a Creditor About Loan Forbearance: A Step by Step Guide
Talk to a Creditor About Loan Forbearance: A Step-by-Step Guide

October 22, 2026

Loan forbearance might be a good solution if you’re struggling. Here’s how to talk to your creditors about it.

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Open Enrollment 2021: Does Open Enrollment Matter More this Year?
Open Enrollment 2026: What Is Open Enrollment and Why It Matters

October 30, 2026

Need health insurance coverage or want to change your current plan? Learn how open enrollment impacts your options.

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How much debt can be forgiven with debt settlement
How Much Can Debt Settlement Reduce My Total Debt?

October 29, 2026

Got too much debt? Here’s how debt settlement might help.

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Pros and cons of debt consolidation
Pros and Cons of Debt Consolidation

October 24, 2026

When it’s a good fit, debt consolidation can be great for getting just one monthly debt payment. Here’s how it works.

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How to rebuild financial confidence after debt relief
Life After Debt Relief: How to Rebuild Financial Confidence

October 28, 2026

Debt relief can get your finances back on track, but you might need a little help to boost your money confidence.

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Does Debt Relief Cancel Credit Cards?
Does Debt Relief Cancel Credit Cards?

October 29, 2026

Even with debt relief you might still be able to have access to one of your credit cards. We’ll explain how.

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Can you cancel a debt settlement contract?
Can You Cancel a Debt Settlement Contract?

October 28, 2026

Yes, you can get out of a debt settlement contract. These are the common mistakes to avoid.

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