
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
October 24, 2026
Different times call for different spending strategies. Here are the best ways to use credit cards in a recession.
Read moreMarch 13, 2026
Got a credit card collections call? You're not alone. Here's how to handle it.
Read moreOctober 31, 2026
From federal forgiveness programs to debt settlement, see what you can do to wipe out your student loan debt.
Read moreOctober 24, 2026
The debt snowball method could help you stay motivated while you knock out one debt at a time until your debts are gone.
Read moreOctober 25, 2026
Is three months' bills enough saved? Here’s how to know how much to put in your emergency fund.
Read moreOctober 24, 2026
Card denial isn’t the end of the story—use it as a step toward stronger credit and future approvals.
Read moreOctober 24, 2026
Working with your spouse to pay off debt can increase your chance of success. Here’s how to get motivated.
Read moreOctober 24, 2026
A part-time salary doesn’t have to stop you from becoming debt-free.
Read moreOctober 25, 2026
You don't have to spend a lot of money on a wedding. To avoid wedding debt, check out these low-budget wedding ideas.
Read moreOctober 25, 2026
Couples often benefit from talking about money. Here's how and why couples should get on the same page about debt.
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