
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
October 24, 2026
Even if your financial stress is at an all time high, there are ways to…
Read moreMarch 12, 2026
Five-figure credit card debt is common. Find out what you could do about it.
Read moreOctober 26, 2026
Having poor credit could double or even triple your APR on a car loan. Here’s how to make your loan more affordable.
Read moreOctober 26, 2026
Ads about government credit card relief may be a sham, but don't worry. There are plenty of other options.
Read moreOctober 27, 2026
The debt snowball approach focuses on psychology not math, but how big is the cost of choosing it over alternatives?
Read moreOctober 27, 2026
Student loans don’t just go away if you ignore them. See what happens if you don’t pay your student loan.
Read moreOctober 27, 2026
Have an old unpaid second mortgage? You might hear from debt collectors. See how to avoid zombie foreclosure.
Read moreOctober 27, 2026
Want to avoid overspending this holiday season? Check out these cheap Christmas ideas that capture the holiday joy.
Read moreOctober 27, 2026
Wondering “Why did my credit score drop”? You’re not alone. See the biggest reasons why credit scores go up or down.
Read moreOctober 27, 2026
Ready to improve your finances this year? Prioritizing these short-term financial goals could help.
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