Kimberly Rotter

You’ve got rights even when debt collectors are threatening to sue. Here’s how to avoid a debt collection lawsuit.

Late payments should go away on their own. Here's when that happens—and what to do if it doesn't.

If your electricity bill is getting really high, several proven strategies could bring it down.

Home equity loans can be used for nearly anything, but they're a natural fit for home projects. Learn more here.

The Fed slashed its benchmark interest rate in December. Here's what it could mean for credit card debt.

You need a loan, but you don't need high fees. No-fee personal loans could help you save money when you borrow.

There are legit debt relief programs, and our guide explains how to find one that’s right for you.

“Trust but verify” is a good motto when you’re borrowing money. Here’s how to tell when a lender might be a scammer.

Want to own a home again after a short sale? Here’s how to make it happen.

Once debt is sold to a debt collector, it may seem scary. Here's what you need to know to become a fearless consumer.