author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Can You Inherit Debt?
Can You Inherit Debt?

March 11, 2026

You almost never inherit debt. Only a few rare situations make you responsible for someone else’s bills.

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4 Bad Ways to Pay Off Debt
7 Bad Ways to Pay Off Debt (and What to Do Instead)

March 12, 2026

Trying to decide what to do about your debt? Check out these bad debt payoff methods so you know what not to do.

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What Are the Signs I Should File for Bankruptcy?
What Are the Signs I Should File for Bankruptcy?

March 11, 2026

When debt creeps up on you, bankruptcy is one option. Keep reading to learn more about bankruptcy and its alternatives.

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Five Back-to-School Shopping Tips that Save Money
Five Back-to-School Shopping Tips that Save Money

March 12, 2026

If you're stressed out about all the supplies you'll need to get for your kids…

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Can You Fall Behind With a High Credit Score?
Can You Fall Behind With a High Credit Score?

March 12, 2026

People with high credit scores are falling behind on credit card payments. Here’s what it means, and how to handle it.

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What Is the Average Credit Card Balance in the U.S.
What Is the Average Credit Card Balance in the U.S.?

March 12, 2026

Five-figure credit card debt is common. Find out what you could do about it.

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How to Build Credit as a College Student
How to Build Credit as a College Student

March 12, 2026

The ability to be invisible may work for superheroes, but it's not great for personal finances. Here's how to be seen.

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Credit Card Debt Relief
Tips for Choosing a Debt Relief Company

March 13, 2026

In need of debt relief? Try these tips to choose the right company to help you get rid of your debt.

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Signs You're Feeling Financial Trauma
3 Signs You’re Feeling Financial Trauma—and What to Do About it

March 13, 2026

Many people have experienced financial trauma. Healing is possible, for a better financial future.

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Who Qualifies for Debt Settlement or Consolidation Programs?
Who Qualifies for Debt Settlement or Consolidation Programs?

March 13, 2026

If your debt feels unmanageable, debt settlement or consolidation could help. Here’s who qualifies and how to choose.

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