Kimberly Rotter

A lower debt-to-income ratio could help you get a loan and manage your bills more easily. Here’s how to get one.

Filing early is the best way to fast-track your tax refund and thwart would-be thieves. Learn more.

Creditors can’t come after you forever. Their power has an expiration date called the statute of limitations.

Legitimate debt relief companies exist—but so do scammers. Here's how to tell the difference.

Bad credit doesn't have to stop you from getting debt relief. Check out your options here.

You can bounce back from a credit card charge-off. Here's how to get started.

Can’t cover credit card minimum payments? Here are your options for dealing with debt you can't pay.

Credit card issuers can raise your interest rate, but there are rules they need to follow. Find out more.

When you need a fistful of cash to fix a financial problem, there’s one cookie jar you shouldn’t reach into.

Cutting back on coffee could help you get out of debt. But here’s how to make even bigger moves.