author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Is debt consolidation a good idea?
Is Debt Consolidation a Good Idea?

April 9, 2026

Debt consolidation could make your debt burden easier to handle. Decide if it’s an option for your situation.

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Does paying off credit card help credit score
Does Paying Off Your Credit Cards Help Your Credit Score?

April 9, 2026

Paying off your credit cards? Congrats! Here’s how that could impact your credit score for the better.

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Can you cancel a debt settlement contract?
Can You Cancel a Debt Settlement Contract?

April 8, 2026

Yes, you can get out of a debt settlement contract. These are the common mistakes to avoid.

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Debt Consolidation Methods
Debt Consolidation Methods

April 8, 2026

Consolidating your debt could simplify your debt payments. Learn more about the most common debt consolidation methods.

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 How Much Credit Card Debt Is Too Much
How Much Credit Card Debt Is Too Much?

April 12, 2026

Credit card debt can be expensive. Here's how to tell when you've got too much—and how to deal with it.

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Is Making Multiple Payments on Credit Cards Bad?
Is Making Multiple Payments on Credit Cards Bad?

April 18, 2026

Splitting up card payments might help the budget, but is there a downside? Here's what happens with multiple payments.

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Debt Relief for Business Owners
Business Debt Settlement: Complete Guide for Small Business Owners [2025]

April 8, 2026

These 11 business debt relief methods could help you get rid of the debt and keep your business running.

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Debt Relief Options
6 Real-Life Ways to Get Rid of Debt Faster

April 8, 2026

Was your debt caused by a short-term crisis or long-term budget problems? Explore these debt relief options.

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11 creative ways to save for emergencies when you're broke
11 Creative Ways to Save for Emergencies When You’re Broke

April 8, 2026

Being broke could make you a super-saver who builds wealth. Here’s how to save when you don’t have any to spare.

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