Kimberly Rotter

High or low? If you want a higher credit score, you need a lower credit utilization ratio. Learn how to get there.

Will debt relief hurt your credit? We’ve got tips on how to prepare for credit impacts while getting rid of debt.

The avalanche, snowball, and blizzard methods all help you knock out debt fast. Get the 411 on which is right for you.

To make the most of your money when you’re a college student, you need a budget. Here’s how to set one up.

Want to strengthen your shared financial health with your partner? Avoid these financial red flags in relationships.

Have an old unpaid second mortgage? You might hear from debt collectors. See how to avoid zombie foreclosure.

The debt snowball approach focuses on psychology not math, but how big is the cost of choosing it over alternatives?

Student loans don’t just go away if you ignore them. See what happens if you don’t pay your student loan.

Want to avoid overspending this holiday season? Check out these cheap Christmas ideas that capture the holiday joy.

Wondering “Why did my credit score drop”? You’re not alone. See the biggest reasons why credit scores go up or down.