author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

SNAP Discounts and Freebies to Check Out
6 SNAP Discounts and Freebies to Check Out

April 9, 2026

Are you a SNAP recipient? You may be eligible for SNAP discounts. Find out how to save on expenses beyond groceries.

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Why Tax Season 2026 Is a Perfect Time to Seek Debt Relief
Why Tax Season 2026 Is a Perfect Time to Seek Debt Relief

April 11, 2026

Want to use your tax refund to pay off debt? Debt relief could get bigger results than minimum payments. Here’s how.

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Strategic Financial Resolutions for Someone With Debt
Strategic Financial Resolutions for Someone With Debt

April 12, 2026

In debt, but want to improve your finances? Check out these strategic financial resolutions that could help.

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Can a Joint Bank Account Be Garnished?
Can a Joint Bank Account Be Garnished?

April 12, 2026

Your shared bank account could be at risk if either you have unpaid debts. Learn how to protect yourselves.

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How Much Debt Is Too Much
How Much Debt Is Too Much?

April 12, 2026

Everyone's situation is different and there's no specific number that signals too much debt. Here's how to tell instead.

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Does a BNPL Loan Show Up on Your Credit Reports?
Does a BNPL Loan Show Up on Your Credit Reports?

April 13, 2026

BNPL loans are now included in some credit scores; see how this could impact you.

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Should I Sell My House to Pay Off Debt?
Should I Sell My House to Pay Off Debt?

April 13, 2026

Own a home and have equity? Find out if selling your house to pay off debt is a good idea.

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Holiday Debt: 6 Tips to Obliterate What You Owe
Holiday Debt: 6 Tips to Obliterate What You Owe

April 13, 2026

Don't let holiday debt drag on. Here's how to wipe out that debt and avoid a repeat.

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Are Lawsuit Settlements Taxable?
Are Lawsuit Settlements Taxable?

July 31, 2026

Settling a lawsuit can be a major financial victory. Here’s when it may also involve paying taxes.

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60% of Americans Aren’t Saving Enough for Retirement
60% of Americans Aren’t Saving Enough for Retirement

March 20, 2026

You may be behind on retirement savings now, but it doesn't have to be that way forever.

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