author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

What to do if you're subject to wage garnishment for student loan debt
What to Do if You're Subject to Wage Garnishment for Student Loan Debt

December 4, 2025

Worried about your student loans? We’ll walk you through seven strategies to cope with default and wage garnishment.

Read more
Top 5 Tough Conversations that Could Help You Put Debt Behind You
Top 5 Tough Conversations that Could Help You Put Debt Behind You

December 3, 2025

Getting out of debt faster isn’t just about cash—it’s about having the right conversations. Start with these.

Read more
How to Rebuild Your Credit After Debt Relief
How to Rebuild Your Credit After Debt Relief in 3 Simple Steps

December 10, 2025

Done with debt relief and ready to repair your credit? Follow these steps for a simple strategy to rebuild your credit.

Read more
Should You File Your Taxes Early This Year?
Should You File Your Taxes Early This Year?

December 1, 2025

Filing early is the best way to fast-track your tax refund and thwart would-be thieves. Learn more.

Read more
Can You Go To Jail For Credit Card Debt
Can You Go To Jail For Credit Card Debt?

December 11, 2025

There’s no debtors' prison, but debt could lead to other trouble. Learn how to avoid courtrooms and judges.

Read more
Teach Your Kids How to Use a Credit Card Before College
Teach Your Kids How to Use a Credit Card Before College

December 8, 2025

Before they go to college, or maybe even before, you'll want to teach your kids…

Read more
How to protect yourself in a recession
Recession Preparation: How Can You Protect Yourself?

December 7, 2025

Yes; the U.S. entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

Read more
How much does bankruptcy cost?
How Much Does Bankruptcy Cost?

December 12, 2025

Filing for bankruptcy can cost very little—or hit your wallet hard. Here’s what you need to know about the costs.

Read more
Should you pay off debt or save for retirement first?
Should You Pay Off Debt or Save for Retirement First?

December 7, 2025

You want to pay off debt, but you also want to retire someday. Learn how you could do both.

Read more
Couponing: A Beginner’s Guide
Couponing: A Beginner’s Guide

December 18, 2025

If you have five minutes a week, you can likely cut your grocery bill with couponing. Here's how to get started.

Read more