author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Secured Debt vs. Unsecured Debt
Secured Debt vs. Unsecured Debt: Key Differences and Similarities

February 28, 2026

Financial knowledge is financial power. Learn about secured vs. unsecured debts and the best way to use them.

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6 Ways to Plan for a Debt-Free Holiday
The Gift of Financial Freedom—How to Avoid Holiday Debt

February 28, 2026

It’s the most wonderful—and expensive—time of year. Here’s how to stay out of holiday debt.

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What Is a Government Debt Relief Program?
Veteran Debt Relief Grants: Your Guide to Financial Assistance Programs 2026

February 24, 2026

Tour of duty complete, now it’s time to conquer debt. Find out which veteran debt relief programs could help you.

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How to Dispute an Error on Your Credit Report
How to Dispute Your Credit Report

February 28, 2026

Errors on your credit report can hurt your score. Here's how to get rid of them fast.

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Women and Money: 6 Things Women Should Know about Money and Debt
7 Crucial Facts Women Should Know About Money and Debt

February 24, 2026

The “battle of the sexes” is reflected in money management in ways you might not expect. Learn more here.

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Taking Responsibility for Debt While Avoiding Bankruptcy
Taking Responsibility for Debt While Avoiding Bankruptcy

February 25, 2026

A North Carolina resident found success in paying off her debt with the Freedom Debt Relief program. Learn why she opted for debt relief over bankruptcy.

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Is Marriage Good for Your Financial Health?
Is Marriage Good for Your Financial Health?

February 25, 2026

Marriage is about a strong relationship, but can it be about strong finances too? Learn…

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In a Strong Market, Here are Smart Ways to Increase Your Home Value
Smart Ways to Increase Your Home Value

February 25, 2026

If you’re doing renovations to increase your home’s value, use rewards cards or smart financing…

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Your Emergency Financial First Aid Kit
Your Emergency Financial First Aid Kit

February 25, 2026

In an emergency, you need to keep yourself, your family, and your financial future safe.…

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How to Rebuild Your Credit After Debt Relief
How to Rebuild Your Credit After Debt Relief in 3 Simple Steps

February 25, 2026

Done with debt relief and ready to repair your credit? Follow these steps for a simple strategy to rebuild your credit.

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