author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Cheap Christmas Ideas That Capture the Holiday Joy
Cheap Christmas Ideas That Capture the Holiday Joy

December 17, 2025

Want to avoid overspending this holiday season? Check out these cheap Christmas ideas that capture the holiday joy.

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3 Things Active Military Should Know about Debt and Finances
8 Things Active-Duty Military Should Know About Debt and Finances

December 2, 2025

Debt is common, whether you’re in the military or not. But military members have some great ways to get help.

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Tips to Get the Best Interest Rate When Consolidating Your Debt
Tips to Get the Best Interest Rate When Consolidating Your Debt

December 4, 2025

The right approach to consolidating your debt could save you big time on interest.

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debt consolidation vs bankruptcy
Debt Consolidation vs. Bankruptcy for Debt Problems: Which Is Better?

December 8, 2025

Struggling with debt? We’ll walk you through debt consolidation and bankruptcy to find your best method.

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Your Emergency Financial First Aid Kit
Your Emergency Financial First Aid Kit

December 10, 2025

In an emergency, you need to keep yourself, your family, and your financial future safe.…

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Can Debt Collectors Take Money From Your Bank Account
Complete Guide to Bank Account Levy and Garnishment

December 4, 2025

Yes, debt collectors can access your bank account. But you can take advance action to prevent this nightmare.

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Open Enrollment 2021: 7 Ways to Save Money on Healthcare Next Year
7 Ways to Save Money on Healthcare

December 9, 2025

Healthcare bills aren't set in stone. Here are seven ways you could reduce your healthcare costs.

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How to get back on track after missing debt payments
How to Get Back on Track After Missing Debt Payments

December 14, 2025

You can recover after falling behind on debt payments. We’ll show you how to get back on track.

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6 Steps to Finally Get Rid of Your Debt in 2025
6 Steps to Finally Get Rid of Your Debt in 2026

December 2, 2025

If debt is weighing you down, you have options, from payback plans to debt relief. Get the details here.

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