
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
October 27, 2025
Being broke could make you a super-saver who builds wealth. Here’s how to save when you don’t have any to spare.
Read moreOctober 11, 2025
Debt consolidation could help you pay down what you owe faster and potentially keep more money in your pocket.
Read moreOctober 13, 2025
Making debt payoff fun could help you stay motivated to say goodbye to your creditors for good.
Read moreOctober 22, 2025
Small choices could cost a lot. Find out which financial habits you might want to leave behind.
Read moreOctober 30, 2025
What is the CRA? What role does it play in social justice and how does…
Read moreOctober 22, 2025
Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.
Read moreOctober 12, 2025
If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...
Read moreOctober 17, 2025
An emergency fund keeps you covered when there are surprises. Here’s why a savings account is safer than a credit card.
Read moreOctober 19, 2025
A North Carolina resident found success in paying off her debt with the Freedom Debt Relief program. Learn why she opted for debt relief over bankruptcy.
Read moreOctober 22, 2025
You can’t slash every expense, but here are a few that may be easier to cut than you’d expect.
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