author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Now’s the Time to Deal with Holiday Debt – Here’s How
Now’s the Time to Deal with Holiday Debt—Here’s How

September 1, 2025

How do you get rid of your holiday debt and move to a healthier financial…

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Open Enrollment 2021: Should You Change Health Insurance in a Pandemic?
Should You Change Health Insurance?

September 16, 2025

There are some good reasons to change health insurance plans. Explore…

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9 Smart Ways to Save Money on Summer Vacation
10 Smart Ways to Save Money on Summer Vacation

September 1, 2025

With a little bit of planning, you can enjoy an awesome vacation and still stay…

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Best Ways to Get Debt Relief
Best Ways to Get Debt Relief

September 2, 2025

Help yourself get out of debt with these lifestyle changes and better money management.

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Credit counselor works with client
How Much Does Credit Counseling Cost?

September 2, 2025

Credit counseling could help you but it’s usually not free. Learn more here.

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How much does bankruptcy cost?
How Much Does Bankruptcy Cost?

September 2, 2025

Filing for bankruptcy can cost very little—or hit your wallet hard. Here’s what you need to know about the costs.

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4 Simple Ways to Improve Your Finances in 2019
4 Simple Ways to Improve Your Finances in 2025

September 8, 2025

Many people want to get financially healthy this year. If you're wondering how to improve…

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11 creative ways to save for emergencies when you're broke
11 Creative Ways to Save for Emergencies When You’re Broke

September 7, 2025

Being broke could make you a super-saver who builds wealth. Here’s how to save when you don’t have any to spare.

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3 Expert Tips for Raising Financially Responsible Kids
3 Expert Tips for Raising Financially Responsible Kids

September 16, 2025

Raising financially responsible kids is the goal of many parents. Learn three expert tips on…

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