
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
February 27, 2026
Even if home-buying messes up your finances, you can recover. Here’s how.
Read moreFebruary 24, 2026
Want to have a richer holiday season without debt? Easy work-from-home gigs could earn you money for the holidays.
Read moreMarch 11, 2026
Missed loan payments can happen to the best of us. Here's what happens when you miss a payment, and how to avoid it.
Read moreMarch 11, 2026
A proposed 10% cap on credit card rates might not help as much as it seems. Here’s what you can do instead.
Read moreMarch 11, 2026
There’s good and bad with balance transfer cards. Learn the details that can help you choose whether to use them.
Read moreFebruary 27, 2026
An HSA could lower your taxes while helping you avoid medical debt. Read on to see if an HSA is right for you.
Read moreFebruary 27, 2026
Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.
Read moreFebruary 27, 2026
Hidden fees, exorbitant interest rates, and high-pressure sales tactics—oh my! Avoid these lender red flags.
Read moreFebruary 27, 2026
Credit card hardship and forbearance programs might help you catch up on debt payments. Here’s how they work
Read moreFebruary 24, 2026
Far too many people end up with holiday debt regrets, but you can avoid them with careful budgeting and smart shopping.
Read more




