
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
December 11, 2025
For more financial security in your golden years, follow these seven simple steps to save more for retirement, starting today.
Read moreDecember 8, 2025
Commercial loans can help you take your business to the next level. Here's what you need to know about them.
Read moreDecember 6, 2025
Your credit score only belongs to you—but how you handle credit could affect your spouse. Here’s how.
Read moreDecember 5, 2025
Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.
Read moreDecember 4, 2025
Credit counselors can help a lot, but they have their limits. Learn the credit counseling pros and cons in our guide.
Read moreDecember 5, 2025
A perfect credit score of 850 makes every aspect of your financial life easier. Here's how to get there.
Read moreDecember 5, 2025
You may be behind on retirement savings now, but it doesn't have to be that way forever.
Read moreDecember 12, 2025
Don’t buy into the 20% down payment myth. There are other options, and some may be right for you.
Read moreDecember 3, 2025
Lower the rate. Lower the payment. Get cash for an important expense. These are just some of the reasons people refinance.
Read moreDecember 17, 2025
Want to avoid overspending this holiday season? Check out these cheap Christmas ideas that capture the holiday joy.
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