author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How to protect yourself in a recession
Recession Preparation: How Can You Protect Yourself?

August 2, 2025

Yes; the US entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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Is Student Loan Debt Forgiveness Coming?
Is Student Loan Debt Forgiveness Coming?

July 31, 2025

While President-elect Biden has expressed strong support for student debt forgiveness, there are still a…

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What happens if you stop paying your bills?
What Happens If You Stop Paying Your Bills?

July 19, 2025

Financial hardship can put you behind on bills and spell trouble for your credit. Here's how to get back on track.

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4 numbers to know before you consolidate your debt
4 Numbers to Know Before You Consolidate Your Debt

July 19, 2025

Make the best possible debt consolidation decision (and dodge roadblocks) by knowing these four numbers.

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How much can you usually settle a debt for
How Much Can You Usually Settle a Debt For?

July 19, 2025

Debt settlement could help you significantly reduce your debt and put it behind you. Find out how much you could offer.

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How to prioritize debt payments in your budget
How to Prioritize Debt Payments in Your Budget

July 19, 2025

Learn how to set up your budget, maintain your priorities, and make that debt go away.

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How to create a bare-bones budget when you're in debt
How to Create a Bare-Bones Budget When You’re in Debt

July 19, 2025

Want to stop overspending? Learn how to create a bare-bones budget.

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How to get back on track after missing debt payments
How to Get Back on Track After Missing Debt Payments

July 19, 2025

You can recover after falling behind on debt payments. We’ll show you how to get back on track.

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