Kimberly Rotter

If you’re worried about your tax refund being seized, we’ll show you how to avoid garnishment.

Debt settlement could be the right financial move, even if your credit score drops along the way.

You can pay off your full statement balance and still get dinged for credit utilization.

Lenders are looking at VantageScores more than ever before. Here’s what you need to know.

The end of the statute of limitations could be a game-changer for your debt. Here’s how to handle it.

If you need a debt settlement program, here's what you need to know if your spouse is unwilling.

Vet bills can break the bank, but there are ways to get help paying for pet care.

Debt settlement won't end your homeownership dreams for good, but it might delay them a bit. Here's the deal.

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

Credit counseling could help you but it’s usually not free. Learn more here.