author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Can Debt Collectors Call Your Family
Can Debt Collectors Call Your Family?

March 4, 2026

Debt collectors have to follow certain rules, including limits on what they can say to your family.

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What Happens to Your Debt When You Go to Jail
What Happens to Your Debt When You Go to Jail?

March 4, 2026

Just because you're in jail doesn't mean your debt disappears. Here's what you need to know.

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Do Credit Card Issuers Have to Tell You When They Close Your Account
Do Credit Card Issuers Have to Tell You When They Close Your Account?

February 25, 2026

Credit card declined? It could be a reader error—or your account could have been closed. Here's how to handle it.

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Why is my credit score different on different sites
Why is My Credit Score Different on Different Sites?

March 8, 2026

Your credit score can vary depending on the time and source. Here's why they're different and which scores matter.

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Can't pay rent
What if I Can’t Pay My Rent?

March 9, 2026

Falling behind on rent isn't a one-way ticket to eviction. Know your rights, and learn your options.

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Five Apps to Help Save for Retirement
Five Apps to Help Save for Retirement

February 25, 2026

Retirement planning apps put saving, investing, and budgeting in the palm of your hand. Here are a few of the best.

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What Is Secured Debt
What Is Secured Debt?

February 24, 2026

When a financial hardship strikes, you need a plan for managing secured debt, so you don't risk losing your collateral.

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10 Tips for Hosting Thanksgiving on a Budget
Thanksgiving on a Budget

February 25, 2026

Don't go into debt when shopping and preparing Thanksgiving dinner. Find out how to host Thanksgiving on a budget.

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Dropping All Your Fun Spending Isn't the Best Way to Deal With Credit Card Debt
Dropping All Your Fun Spending Isn't the Best Way to Deal With Credit Card Debt

March 9, 2026

You probably aren't going to be able to live on a bare-bones budget for long. Try these options instead.

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Financial Advice to Ignore During a Recession
Financial Advice to Ignore During a Recession

February 24, 2026

How to get through a scary financial time: ignore the bad advice and protect your money. We’ll show you how.

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