
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 17, 2026
If the phrase zombie debt gives you the willies, have no fear. Here's how to slay debt that seemingly rose from the dead.
Read moreMarch 18, 2026
If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...
Read moreMarch 18, 2026
Having financial goals is important. Read more about 7 good financial habits to master in…
Read moreMarch 18, 2026
Worried about your student loans? We’ll walk you through seven strategies to cope with default and wage garnishment.
Read moreMarch 18, 2026
Learn how much debt might be too much for you. Find out where you stand and take control of your debt.
Read moreMarch 18, 2026
If your home equity looks like a good way to refinance your student loan debt, here’s what to know first.
Read moreMarch 18, 2026
Lower the rate. Lower the payment. Get cash for an important expense. These are just some of the reasons people refinance.
Read moreMarch 18, 2026
Yes; the U.S. entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.
Read moreMarch 18, 2026
How do you prepare for a recession when you already struggle financially? Even in tough…
Read moreMarch 18, 2026
Getting out of debt faster isn’t just about cash—it’s about having the right conversations. Start with these.
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