author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Food Prices Spike: How to Update Your Grocery Budget
How to Budget for Groceries

March 16, 2026

Food costs are up. Here’s how to budget for groceries at a time when prices are spiking.

Read more
How to Settle Debt with Creditors
How to Settle Debt With Creditors

March 15, 2026

If you have unsecured debt that’s become overwhelming, debt settlement could be a way to get rid of it. Here's how.

Read more
How to Avoid Car Repo
How to Avoid Car Repo

March 15, 2026

You probably need your car to function. Here’s how to avoid car repossession.

Read more
Why Debt Consolidation Loans Get Denied
Why Debt Consolidation Loans Get Denied

March 15, 2026

Got denied for a consolidation loan? Here's why it happens, and what to do next.

Read more
Can a Credit Card Company Sue You
Can a Credit Card Company Sue You?

March 15, 2026

Creditors might sue you if they're out of options. Here's what to do if you get sued.

Read more
Five Free Debt Payoff Apps You’ll Want to Use Now
Best Apps to Pay Off Credit Card Debt

March 16, 2026

Check out our 10 best debt payoff apps to manage your budget and get rid of your credit card debt for good.

Read more
Survey: How Americans Spend Their Tax Refunds
Survey: How Americans Spend Their Tax Refunds

March 16, 2026

Freedom Debt Relief surveyed over 2,000 how they were planning to use their tax refund,…

Read more
Open Enrollment 2021: Should You Change Health Insurance in a Pandemic?
Should You Change Health Insurance?

March 16, 2026

There are some good reasons to change health insurance plans. Explore…

Read more
7 Smart Ways to Pay off Student Loans
9 Smart Ways to Pay off Student Loans

March 16, 2026

Learn how to pay off student loans in seven smart and effective ways that maximize…

Read more