author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How to Dispute an Error on Your Credit Report
How to Dispute Your Credit Report

December 13, 2025

Errors on your credit report can hurt your score. Here's how to get rid of them fast.

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Should You Start a 529 Plan?
Should You Start a 529 Plan?

December 5, 2025

Should you start a 529 plan? A 529 plan can help you save for college…

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What’s a Good Debt-to-Income Ratio?
How to Reduce Your Debt-to-Income Ratio

December 1, 2025

A lower debt-to-income ratio could help you get a loan and manage your bills more easily. Here’s how to get one.

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Do Credit Card Issuers Have to Tell You When They Close Your Account
Do Credit Card Issuers Have to Tell You When They Close Your Account?

December 10, 2025

Credit card declined? It could be a reader error—or your account could have been closed. Here's how to handle it.

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How Often Does Your Credit Score Update
How Often Does Your Credit Score Update?

December 10, 2025

Your credit score probably updates more than you think. Here's what you need to know to stay on top of it.

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How to Settle Credit Card Debt When Lawsuit Has Been Filed
Can You Settle Credit Card Debt After Being Served? Complete Guide 2025

December 5, 2025

Yes, you can settle credit card debt after being served—find out how.

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Buying a Home in My 20s Was a Financial Disaster—Here’s How I Recovered
Buying a Home in My 20s Was a Financial Disaster—Here's How I Recovered

December 12, 2025

Even if home-buying messes up your finances, you can recover. Here’s how.

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Signs You're Feeling Financial Trauma
3 Signs You’re Feeling Financial Trauma—and What to Do About it

November 28, 2025

Many people have experienced financial trauma. Healing is possible, for a better financial future.

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Food Prices Spike: How to Update Your Grocery Budget
How to Budget for Groceries

December 4, 2025

Food costs are up. Here’s how to budget for groceries at a time when prices are spiking.

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How long does it take to garnish a bank account
How Long Does it Take to Garnish a Bank Account?

December 15, 2025

Learn how and why money could be taken from your bank account, and what you can do about it.

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