author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How Depression Might Affect Spending and Debt
How Depression Affects Debt and Spending

December 10, 2025

Depression can make it harder to do even simple financial tasks. Here are some tips…

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Can't pay rent
What if I Can’t Pay My Rent?

December 2, 2025

Falling behind on rent isn't a one-way ticket to eviction. Know your rights, and learn your options.

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Five Back-to-School Shopping Tips that Save Money
Five Back-to-School Shopping Tips that Save Money

December 8, 2025

If you're stressed out about all the supplies you'll need to get for your kids…

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5 Steps to Get Debt-Free Fast
5 Steps to Get Debt-Free Fast

December 8, 2025

Five steps you can take to get debt-free faster so you can start to enjoy the benefits now and in the future.

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4 Things to Do If You Can't Pay Your Bills
4 Things to Do If You Can't Pay Your Bills

December 12, 2025

Not being able to pay your bills is scary, but you can take action. Start with these tips.

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Government Shutdown: What Can Federal Workers Do If They Can't Pay Their Bills?
Government Shutdown: What Can Federal Workers Do If They Can't Pay Their Bills?

December 14, 2025

If you're facing a temporary pause to your paychecks during a government shutdown, what can you do?

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Negative Bank Account
How to Clear a Negative Balance in Your Bank Account: Step-by-Step Guide

December 2, 2025

If your bank account is in the negative, it can cost you money. Find out how to clear a negative bank balance here.

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Freedom-Debt-Relief White-Background
DIY Debt Solutions

December 3, 2025

If you’re ready to tackle debt, you’ve got the power. Here’s how to approach DIY debt payoff.

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Forget $5 Coffees
Forget $5 Coffees. Here's How to Save Big Money and Slash Your Debt

November 25, 2025

Cutting back on coffee could help you get out of debt. But here’s how to make even bigger moves.

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