Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
December 5, 2025
Borrowing money from friends and family can be tricky, but doable if you and your…
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December 17, 2025
Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.
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December 14, 2025
Financial hardship can put you behind on bills and spell trouble for your credit. Here's how to get back on track.
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December 1, 2025
Building an emergency fund is one of the best decisions you'll ever make for your finances.
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November 29, 2025
There are so many things you can do with a tax refund, but what should…
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December 7, 2025
A road trip starts with figuring out the route, and the same is true for your debt payoff journey.
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December 12, 2025
Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.
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December 2, 2025
Learn about your options—from legal defenses to debt relief—if you’re facing a credit card lawsuit.
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December 6, 2025
Change HOW you pay with debt consolidation, and how MUCH you pay with debt settlement. Learn the pros and cons here.
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December 4, 2025
It’s possible to inherit someone else’s credit card debt. Find out if any of the reasons might apply to you.
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