
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 5, 2026
Have an old unpaid second mortgage? You might hear from debt collectors. See how to avoid zombie foreclosure.
Read moreMarch 5, 2026
The debt snowball approach focuses on psychology not math, but how big is the cost of choosing it over alternatives?
Read moreMarch 5, 2026
Student loans don’t just go away if you ignore them. See what happens if you don’t pay your student loan.
Read moreMarch 5, 2026
Want to avoid overspending this holiday season? Check out these cheap Christmas ideas that capture the holiday joy.
Read moreMarch 5, 2026
Wondering “Why did my credit score drop”? You’re not alone. See the biggest reasons why credit scores go up or down.
Read moreMarch 6, 2026
Debt consolidation could make your debt burden easier to handle. Decide if it’s an option for your situation.
Read moreMarch 6, 2026
Paying off your credit cards? Congrats! Here’s how that could impact your credit score for the better.
Read moreMarch 7, 2026
Yes, you can get out of a debt settlement contract. These are the common mistakes to avoid.
Read moreMarch 5, 2026
Consolidating your debt could simplify your debt payments. Learn more about the most common debt consolidation methods.
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