author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Debt Consolidation Methods
Debt Consolidation Methods

March 5, 2026

Consolidating your debt could simplify your debt payments. Learn more about the most common debt consolidation methods.

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 How Much Credit Card Debt Is Too Much
How Much Credit Card Debt Is Too Much?

April 12, 2026

Credit card debt can be expensive. Here's how to tell when you've got too much—and how to deal with it.

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Is Making Multiple Payments on Credit Cards Bad?
Is Making Multiple Payments on Credit Cards Bad?

March 2, 2026

Splitting up card payments might help the budget, but is there a downside? Here's what happens with multiple payments.

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11 creative ways to save for emergencies when you're broke
11 Creative Ways to Save for Emergencies When You’re Broke

March 6, 2026

Being broke could make you a super-saver who builds wealth. Here’s how to save when you don’t have any to spare.

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How to Build Credit after Domestic Abuse
Strike Back and Move On: How to Recover From Financial Abuse

March 7, 2026

Financial abuse can happen to anyone. Here's your recovery plan to leave it behind and live your best life.

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Same-Sex Couples Denied a Mortgage More Often
Same-Sex Couples Denied a Mortgage More Often

March 6, 2026

Are you likely to pay more for a mortgage if you’re LGBTQ+? Possibly. Find out more here.

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Should you open a new credit card?
When Is the Right Time to Open a New Credit Card?

March 6, 2026

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

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4 Simple Ways to Improve Your Finances in 2019
4 Simple Ways to Improve Your Finances in 2025

March 7, 2026

Many people want to get financially healthy this year. If you're wondering how to improve…

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Will Your Credit Limit Be Cut?
Will Your Credit Limit Be Cut?

March 7, 2026

Sometimes credit companies really do cut your limit. Learn when you should worry about it, and what to do.

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