All Articles

Debt Counseling: Make it Work for You
Erik J. Martin

April 1, 2025

Debt counseling offers a wide range of services, including advice on debt management, budgeting, and money management. A debt counselor can guide you to the debt solution that...

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How to Stop Credit Card Collection Calls
Aly J. Yale

April 1, 2025

Learn your rights and how to stop collection calls from credit card companies and debt collectors.

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Debt Settlement: A Comprehensive Guide to Resolving Your Debts

Debt settlement is a way to negotiate with creditors to accept a reduced payment on debt. Learn more about the pros and cons of debt settlement program.

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What Are Debt Relief Services?
Rebecca Lake

April 1, 2025

You may seek debt-relief services when you need help with debt. Companies that provide such services work with your creditors on your behalf to reduce...

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How Can I Find Government Credit Card Debt Relief Programs?
Rebecca Lake

April 1, 2025

Are there government credit card debt relief programs? No, but other credit card debt relief programs might be helpful to you.

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What if I Can’t Pay My Rent?
Richard Barrington

April 1, 2025

Trouble paying rent is a common problem, but you may be able to get financial help to avoid eviction.

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What Is Household Wealth?
Richard Barrington

April 1, 2025

What is household wealth, how is household wealth calculated, household net worth equals your assets minus liabilities

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What Is a Commercial Loan?

Learn about commercial loans for business and real estate, how to get approved for a commercial loan and how commercial loans work.

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What Is Bill Consolidation?
Rebecca Lake

April 1, 2025

Learn how to consolidate bills with debt consolidation loans or debt management plans.

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60% of Americans Aren’t Saving Enough for Retirement
Kailey Hagen

April 1, 2025

Our latest survey revealed that 60% of Americans aren’t saving enough for retirement. If that…

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6 Steps to Finally Get Rid of Your Debt in 2025
Mallika Mitra

April 1, 2025

Take control of your finances in 2025 with six steps to get rid of debt, from choosing a repayment plan to negotiating with creditors. Start your debt-free journey today.

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4 Money Management Mistakes to Avoid in 2025
Lyle Daly

April 1, 2025

Ready for a better financial situation 2025? Here are our top four money management mistakes to avoid this year.

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What Are Debt Strategies?
Richard Barrington

March 31, 2025

Debt relief companies can help you get out of debt faster. Debt strategies include debt consolidation, debt management, and debt settlement.

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What Is Home Equity?
Gina Freeman (Pogol)

March 31, 2025

Home Equity: Learn how to calculate home equity, how much home equity can you borrow against, types of home equity loans and about taking home equity out of your house.

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What Is Debt Consolidation?
Richard Barrington

March 31, 2025

What is debt consolidation? Learn about debt consolidation loans, debt consolidation companies, and how to consolidate debt.

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What Goes on Behind the Scenes of Your Credit Card?
Erik J. Martin

March 31, 2025

Learn how secured credit cards, cashback credit cards, rewards credit cards and travel credit cards work. And how to take cash advances on credit cards.

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How a Debt Management Plan Can Help You Get Back on Track
Jane Meggitt

March 31, 2025

Are your debts at risk of going off the rails? A debt management plan can get you back on track and give you a brighter financial future. Learn more...

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Budgeting Hacks: Ways to Start or Improve Your Budget
Thilini Wijesinhe

March 31, 2025

A budget can help you achieve your financial goals faster. Find out how to make a simple budget and stick to it.

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Top Apps to Save Money: Let Your Money Grow
Erik J. Martin

March 31, 2025

With the help of a smartphone app, you can create better saving habits. Read our review of the top money-saving apps on the market today.

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Emergency Funds: How to Prepare for the Unexpected
Gina Freeman (Pogol)

March 31, 2025

Learn exactly how to start an emergency fund, where to keep it, and how to keep it going.

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How Household Debt Impacts Your Everyday Life
Richard Barrington

March 31, 2025

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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What is a Balance Transfer Fee, and Why Should You Care?
Gideon Sandford

March 31, 2025

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

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How Does Credit Repair Work?
Richard Barrington

March 31, 2025

Whether you work on credit repair yourself, or hire a company to do it for you, understanding the process can help you improve your credit. Learn more.

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Who Can Access Your Credit Report?
Erik J. Martin

March 31, 2025

Certain entities can access your credit report, and they don’t always need your permission. Find out more here.

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How to Dispute Your Credit Report
Jane Meggitt

March 31, 2025

Errors on your credit report can make it harder to qualify for a loan. Learn how to detect and dispute errors on your credit report.

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What is a Financial Emergency and How to Deal With One
Richard Barrington

March 31, 2025

Learn how to prevent abrupt financial emergencies from turning into a long-term financial problem.

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