All Articles

Holiday Debt: 6 Tips to Obliterate What You Owe
Maurie Backman

April 13, 2026

Don't let holiday debt drag on. Here's how to wipe out that debt and avoid a repeat.

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How to Remove Old Debt From Your Credit Report
Maurie Backman

April 13, 2026

Old debts can linger for years on your credit report. Here's when they should fall off—and what to do if they don't.

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Does a BNPL Loan Show Up on Your Credit Reports?
Richard Barrington

April 13, 2026

BNPL loans are now included in some credit scores; see how this could impact you.

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How Much Credit Card Debt Is Too Much?
Brittney Myers

April 12, 2026

Credit card debt can be expensive. Here's how to tell when you've got too much—and how to deal with it.

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How Much Debt Is Too Much?
Brittney Myers

April 12, 2026

Everyone's situation is different and there's no specific number that signals too much debt. Here's how to tell instead.

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Can a Joint Bank Account Be Garnished?
Rebecca Lake

April 12, 2026

Your shared bank account could be at risk if either you have unpaid debts. Learn how to protect yourselves.

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Strategic Financial Resolutions for Someone With Debt
Natasha Etzel

April 12, 2026

In debt, but want to improve your finances? Check out these strategic financial resolutions that could help.

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What's a Credit Report and How Do I Get Mine?
Dana George

April 11, 2026

You can get a fresh copy of your credit report for free every week. Learn how, and why it matters.

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Why Tax Season 2026 Is a Perfect Time to Seek Debt Relief
Ben Gran

April 11, 2026

Want to use your tax refund to pay off debt? Debt relief could get bigger results than minimum payments. Here’s how.

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Can You Pause Credit Card Payments? Understanding Forbearance and Hardship Programs
Kimberly Rotter

April 10, 2026

Credit card hardship and forbearance programs might help you catch up on debt payments. Here’s how they work

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Access to Banking: What Does Underbanked Mean?
Emma Newbery

April 9, 2026

Being underbanked can be expensive and time-consuming. Here's how to access more mainstream financial services.

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6 SNAP Discounts and Freebies to Check Out
Natasha Etzel

April 9, 2026

Are you a SNAP recipient? You may be eligible for SNAP discounts. Find out how to save on expenses beyond groceries.

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Buying a Home in My 20s Was a Financial Disaster—Here's How I Recovered
Ashley Maready

April 7, 2026

Even if home-buying messes up your finances, you can recover. Here’s how.

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Should You Make Multiple Credit Card Payments in a Month?
Brittney Myers

April 6, 2026

Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.

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When You Need Quick Cash, Run Away From These Red Flags as Fast as You Can
Ashley Maready

April 6, 2026

Hidden fees, exorbitant interest rates, and high-pressure sales tactics—oh my! Avoid these lender red flags.

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What Is Loan Consolidation?
Richard Barrington

April 5, 2026

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.

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What Happens to Unpaid Credit Card Debt After 7 Years?
Kailey Hagen, CFP

April 4, 2026

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

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Americans Spending Stimulus Check on Bills, Debt
Sara Korn

April 4, 2026

Americans are using stimulus checks on bills, essentials, savings, and paying down debt. But using…

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Buy Now, Pay Later Credit Reporting: How Does It Work?
Maurie Backman

April 4, 2026

Buy now, pay later plans make it easy to pay for stuff over time. But what are they doing to your credit?

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Debt Collection Rules: 7-in-7
Brittney Myers

April 4, 2026

The 7-in-7 rule helps protect you from harassment by debt collectors. Here’s how it works—and what it doesn't cover.

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What Happens If You Miss One Credit Card Payment
Ben Gran

April 4, 2026

Did you miss a credit card due date? How late you are makes all the difference. Here's what happens.

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Need Cash Fast? Here Are 7 Options
Ashley Maready

April 4, 2026

A quick side hustle or a trip to the pawn shop could get you money in a hurry.

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Does Medical Debt Affect Your Credit Score?
Richard Barrington

April 4, 2026

Medical debt over $500 could go on your credit report. Here’s how to reduce the impact and find debt relief.

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What Is the Fair Debt Collection Practices Act - FDCPA?
Cole Tretheway

April 3, 2026

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

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Best Ways to Get Debt Relief
Brittney Myers

April 3, 2026

Help yourself get out of debt with these lifestyle changes and better money management.

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Need to Skip a Loan Payment Because of COVID-19? Talk to Your Lender Now
Molly Zilli

April 3, 2026

It's normal to question whether you'll need to skip a loan payment during these precarious…

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