All Articles

Debt Relief vs. Bankruptcy: What’s Right for You?

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

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Does Debt Relief Hurt Your Credit?
Ben Gran

March 7, 2026

Will debt relief hurt your credit? We’ve got tips on how to prepare for credit impacts while getting rid of debt.

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How Much Can You Usually Settle a Debt For?
Dana George

March 7, 2026

Debt settlement could help you significantly reduce your debt and put it behind you. Find out how much you could offer.

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How Debt Relief Programs Work

A debt relief program is a way to reduce what you owe on credit cards and other debt by convincing creditors to accept less than you owe. Find out more here.

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4 Things to Do If You Can't Pay Your Bills
Kimberly Rotter

March 7, 2026

Not being able to pay your bills is scary, but you can take action. Start with these tips.

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Can You Settle Credit Card Debt After a Lawsuit?
Maurie Backman

March 7, 2026

It could still be possible to negotiate debts after you've been sued. Here’s how to go for settlement even when there’s a suit.

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How to Settle Debt With Creditors
Kimberly Rotter

March 7, 2026

If you have unsecured debt that’s become overwhelming, debt settlement could be a way to get rid of it. Here's how.

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How Voting Can Affect Your Personal Finances
Ben Gran

March 6, 2026

Your vote bridges democracy and your personal finances. From taxes, to healthcare, to unemployment, here’s…

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When Is the Right Time to Open a New Credit Card?
Ashley Maready

March 6, 2026

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

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Basic Money Management Skills Everyone Should Have
Aly J. Yale

March 6, 2026

Everyone needs basic money management skills. They can help you save money and stay out of debt.

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How to Save $100 by Unsubscribing from Entertainment Apps
Cole Tretheway

March 6, 2026

Many of us have no idea what we spend on subscription services every year. How…

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Same-Sex Couples Denied a Mortgage More Often
Ashley Maready

March 6, 2026

Are you likely to pay more for a mortgage if you’re LGBTQ+? Possibly. Find out more here.

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Learn a New Language: The Language of Money
Maurie Backman

March 6, 2026

Looking for a productive way to spend your extra time at home during quarantine? Learn…

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11 Creative Ways to Save for Emergencies When You’re Broke
Lindsay Vansomeren

March 6, 2026

Being broke could make you a super-saver who builds wealth. Here’s how to save when you don’t have any to spare.

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Client Stories: Mounting Credit Card Interest Prompts Action
Aimee Bennett

March 6, 2026

A story about a Freedom Debt Relief client who funded his college life with credit cards and faced mounting credit card interest.

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How to Get a Loan With High Debt-to-Income Ratio
Kailey Hagen, CFP

March 6, 2026

A high debt-to-income ratio isn't always a deal breaker. Learn more about how it fits into the bigger picture of your loan application.

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Client Stories: Unexpected Life Circumstances Build Up To Debt Challenge
Aimee Bennett

March 6, 2026

A story about a Freedom Debt Relief client who faced a debt challenge after funding her college life with credit cards, and had unexpected medical expenses.

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#MyFreedomDebtStory: The Story, the Contest, the Winners
Aimee Bennett

March 6, 2026

We recently invited Freedom Debt Relief graduates to submit videos about their experiences in the…

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How Could the New Biden Administration Affect My Money?
Steve Tanner

March 6, 2026

With the inauguration of President Biden, taxes, student loan debt, healthcare, and other economic policies…

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#MyFreedomDebtStory: The Story, the Contest, and the Winners
Tanya Peterson

March 6, 2026

We recently invited Freedom Debt Relief graduates to submit videos about their experiences in the…

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Does Paying Off Your Credit Cards Help Your Credit Score?
Maurie Backman

March 6, 2026

Paying off your credit cards? Congrats! Here’s how that could impact your credit score for the better.

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Short-Term Financial Goals That Could Improve Your Financial Life This Year
Natasha Etzel

March 6, 2026

Ready to improve your finances this year? Prioritizing these short-term financial goals could help.

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Why Did My Credit Score Drop?
Ben Gran

March 5, 2026

Wondering “Why did my credit score drop”? You’re not alone. See the biggest reasons why credit scores go up or down.

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Cheap Christmas Ideas That Capture the Holiday Joy
Natasha Etzel

March 5, 2026

Want to avoid overspending this holiday season? Check out these cheap Christmas ideas that capture the holiday joy.

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Meet Our Clients: Maxine T.
Anna Baluch

March 5, 2026

Freedom Debt Relief strives to help everyday Americans resolve their debts and create brighter financial…

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Is Debit or Credit Better?
Ashley Maready

March 5, 2026

Should you use your debit or credit card? It depends on a number of factors, including your personal preferences, your budget, and more. Find out more here.

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