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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

7 Steps to Prepare For the Debt Settlement Process
7 Steps to Prepare For the Debt Settlement Process

June 4, 2026

Getting ready for the debt settlement process? Find tips for success here.

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How Depression Might Affect Spending and Debt
How Depression Affects Debt and Spending

June 4, 2026

Depression can make it harder to do even simple financial tasks. Here are some tips…

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Tips on paying off credit card debt
Tips for Paying Off Credit Cards

April 3, 2026

Learn payment methods and debt management techniques for paying off credit card debt faster and for less money.

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Is debt consolidation a good idea?
Is Debt Consolidation a Good Idea?

April 9, 2026

Debt consolidation could make your debt burden easier to handle. Decide if it’s an option for your situation.

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COVID Credit Card Debt Relief: Who Offers It?
COVID Credit Card Debt Relief: Who Offers It?

June 13, 2026

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

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How to Use Your Home Equity to Pay Off Student Loans
How to Use Your Home Equity to Pay Off Student Loans

June 15, 2026

If your home equity looks like a good way to refinance your student loan debt, here’s what to know first.

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Don't Count on a Fed Interest Rate Cut
Don't Count on a Fed Interest Rate Cut. Do This Instead

March 2, 2026

See how to pay less in credit card interest without waiting for Fed rate cuts.

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Should You Consolidate Debt With a Loan This Year?
Should You Consolidate Debt With a Loan This Year?

May 2, 2026

Here’s what to know about the economy's potential impact on your debt consolidation plans this year.

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10 Money-Saving Vacation Hacks
12 Ways to Save Money for Vacation

June 11, 2026

While you’re on vacation, it can be hard to relax because you’re worried about the…

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 Is a Credit Card Secured or Unsecured Deb
Is a Credit Card Secured or Unsecured Debt?

April 18, 2026

Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.

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