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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

How long does debt relief take
How Long Does Debt Relief Take?

March 21, 2026

All debt relief takes time, but debt settlement could get your credit back on track faster than bankruptcy. Learn more here.

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What's it like to go through debt relief?
What’s It Like to Go Through Debt Relief?

March 22, 2026

Debt relief is an emotional journey with highs and lows, but can be ultimately very rewarding.

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Is High Credit Utilization Bad?
Is High Credit Utilization Bad?

April 3, 2026

Using a lot of your available credit? It could be affecting your credit scores and ability to borrow. Here's what to do.

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Does a BNPL Loan Show Up on Your Credit Reports?
Does a BNPL Loan Show Up on Your Credit Reports?

April 13, 2026

BNPL loans are now included in some credit scores; see how this could impact you.

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7 Steps to Prepare For the Debt Settlement Process
7 Steps to Prepare For the Debt Settlement Process

March 29, 2026

Getting ready for the debt settlement process? Find tips for success here.

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How Depression Might Affect Spending and Debt
How Depression Affects Debt and Spending

March 29, 2026

Depression can make it harder to do even simple financial tasks. Here are some tips…

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Debt Settlement vs. Debt Consolidation
Debt Relief: Debt Consolidation vs Debt Settlement

October 7, 2026

One changes how much you owe. The other changes how you repay it. Here's the difference.

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